10152 E Underwood Rd, Acampo, CA 95220 Property Records

San Joaquin County property record for 10152 E Underwood Rd, Acampo, CA 95220

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,428 sqft · built 1996
Lot Size	4.98 acres (217,364 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Nov 1997)
Tax Bill	$6,421 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-320-280-000`

Property Details

APN / Parcel Number

Primary APN	`007-320-280-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Construction Type	Steel Frame
Lot Area	217,364 sqft (4.98 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10152 E UNDERWOOD RD
City	ACAMPO
State	CA
Zip	95220-9614
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	98-FM PT 04/PT TO 27/PER 97091885/PM 20-185
Legal Subdivision	UNDERWOOD TRACT
Legal Lot Number	45
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	2
Census Block	2011
Census Tract	4703

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10152 E UNDERWOOD RD, ACAMPO, CA 95220-9614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Mar 5, 2020	Deed of Trust, Mortgage NATIONS LNDG
Apr 2, 2019	Quit Claim Deed, Transfer NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 1997 · Amount on Record
Deed Sale	Nov 26, 1997 · Amount on Record
Prior Sale	Jul 13, 2006
Deed Document Number	0000117975
Deed Book / Page	007
Last Transfer Date	Apr 2, 2019
Transfer Doc	0000032633
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	10152 E UNDERWOOD RD, ACAMPO, CA 95220-9614
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10152 E UNDERWOOD RD, ACAMPO, CA 95220-9614

Mortgage

Document Number	0000148169
Date	Sep 3, 2021
Instrument	2021-148169

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	10152 E UNDERWOOD RD, ACAMPO, CA 95220-9614
Document Number	0000040739
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10152 E UNDERWOOD RD ACAMPO CA 952209614, ACAMPO, CA 95220-9614

Mortgage

Document Number	0000040739
Date	Apr 2, 2020
Instrument	40739

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 2, 2019
Property Address	10152 E UNDERWOOD RD, ACAMPO, CA 95220-9614
Document Number	0000032633
Instrument Date	Feb 13, 2019
Instrument	32633
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10152 EUNDERWOOD RD ACAMPO CA 95220, ACAMPO, CA 95220

Mortgage

Document Number	32634
Date	Apr 2, 2019
Instrument	32634

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Secondary School District	Galt Joint Union High School District (09 - 12)
Elementary School District	Oak View Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,421.00 (+1.74%) Homeowner's exemption	$306,626 (+4.04%) Land $119,745 Building $186,881
2023	$6,311.00 (+2.3%) Homeowner's exemption	$294,722 Land $115,097 Building $179,625
2022	$6,169.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Softcom Internet Communications Fixed Wireless	400 / 50
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Zinnia Networks.

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