10172 E Underwood Rd, Acampo, CA 95220 Property Records

San Joaquin County property record for 10172 E Underwood Rd, Acampo, CA 95220

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,520 sqft · built 1980
Lot Size	4.82 acres (210,394 sqft)
Owner	Company Name on File
Last Sale	$865,500 (Nov 2023)
Tax Bill	$9,787 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-320-270-000`

Property Details

APN / Parcel Number

Primary APN	`007-320-270-000`
Alternative APN	`00732004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,520 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	210,394 sqft (4.82 acres)
Garage Type	Mixed
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Old Parcel Number	00732004
Street Address	10172 E UNDERWOOD RD
City	ACAMPO
State	CA
Zip	95220-9614
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	82
Legal Description	98-FM PT 04/PT TO 28/PER 97091886/PM 20-185
Legal Subdivision	UNDERWOOD TRACT
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	2
Census Block	2011
Census Tract	4703

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	854 FOLSOM ST, SAN FRANCISCO, CA 94107-1123
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Grant Deed, Transfer · Commercial Mortgage CLEARINGHOUSE DCFI
Aug 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA
Jul 31, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 15, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 7, 2023 · Amount on Record
Deed Sale	Nov 7, 2023 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	2023-091746
Record Updated	Jun 7, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 7, 2023
Property Address	10172 E UNDERWOOD RD, ACAMPO, CA 95220-9614
Document Number	0000091746
Map Reference	MB 4 PG 9
Instrument Date	Oct 25, 2023
Instrument	2023-091746
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 FOLSOM ST, SAN FRANCISCO, CA 94107-1123
Investor	Possibly a Property Investor

Mortgage

Document Number	0000091747
Date	Nov 7, 2023
Instrument	2023-091747

Lender

Name	CLEARINGHOUSE DCFI
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000091749
Date	Nov 7, 2023
Instrument	2023-091749

Lender

Name	DEPARTMENT OF DEVELOPMENTAL SERVICES
Type	Government Agency
Address	SACRAMENTO, CA 94244

Agreement

Type	Commercial Mortgage

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	10172 E UNDERWOOD RD, ACAMPO, CA 95220-9614
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10172 E UNDERWOOD RD, ACAMPO, CA 95220-9614

Mortgage

Document Number	0000095146
Date	Aug 10, 2022
Instrument	2022-095146

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 31, 2019
Property Address	10172 E UNDERWOOD RD, ACAMPO, CA 95220-9614
Document Number	0000081355
Map Reference	MB 4 PG 09
Instrument Date	Jul 3, 2019
Instrument	2019-081355
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10172 E UNDERWOOD RD, ACAMPO, CA 95220-9614

Mortgage

Document Number	0000081356
Date	Jul 31, 2019
Instrument	2019-081356

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 15, 2018
Property Address	10172 E UNDERWOOD RD, ACAMPO, CA 95220-9614
Document Number	0000053747
Instrument Date	May 9, 2018
Instrument	53747
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$632.50
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	541 W MAIN ST MERCED CA 953404715, MERCED, CA 95340-4715

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Secondary School District	Galt Joint Union High School District (09 - 12)
Elementary School District	Oak View Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,787.00 (+31.16%)	$882,810 (+32.26%) Land $459,000 Building $423,810
2023	$7,462.00 (+4.57%)	$667,496 Land $299,585 Building $367,911
2022	$7,136.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
UnWired Broadband Holding Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Zinnia Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Underwood Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures