10079 E Underwood Rd, Acampo, CA 95220 Property Records

San Joaquin County property record for 10079 E Underwood Rd, Acampo, CA 95220

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,152 sqft · built 1986
Lot Size	4.48 acres (195,149 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,322 (2026)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-300-380-000`

Property Details

APN / Parcel Number

Primary APN	`007-300-380-000`
Alternative APN	`007-300-38`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	195,149 sqft (4.48 acres)

Location & Zoning

Old Parcel Number	007-300-38
Street Address	10079 E UNDERWOOD RD
City	ACAMPO
State	CA
Zip	95220-9614
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	12-FM PT OF 007-300-08 PT TO 007-300-37/RD PER PM
Legal Subdivision	UNDERWOOD
Legal Block	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	2
Census Block	2008
Census Tract	4703

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10079 E UNDERWOOD RD, ACAMPO, CA 95220-9614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023
Deed Sale	Apr 28, 2023
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	202332764
Prior Transfer Date	Mar 18, 2022
Prior Transfer Doc	0000039466
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 28, 2023
Property Address	10079 E UNDERWOOD RD, ACAMPO, CA 95220-9614
Document Number	0000032764
Map Reference	MB 24 PG 138
Instrument Date	Apr 24, 2023
Instrument	2023-032764
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10079 E UNDERWOOD RD, ACAMPO, CA 95220-9614

Mortgage

Document Number	0000032765
Date	Apr 28, 2023
Instrument	2023-032765

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Secondary School District	Galt Joint Union High School District (09 - 12)
Elementary School District	Oak View Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,322.00
2025	$2,322.00 (+9.17%)	$206,659 (+10.1%) Land $186,401 Building $20,258
2023	$2,127.00 (+4.52%)	$187,700 Land $179,164 Building $8,536	$545,760
2022	$2,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Matrix Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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