1042 Mackinaw Loop, Somers, MT 59932 Property Records

Flathead County property record for 1042 Mackinaw Loop, Somers, MT 59932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,128 sqft · built 2020
Lot Size	0.362 acres (15,769 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,451 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0748731`

Property Details

APN / Parcel Number

Primary APN	`R0748731`
Alternative APNs	`07-3834-24-1-03-05-0000` `0000009929`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,769 sqft (0.362 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000009929
Street Address	1042 MACKINAW LOOP
City	SOMERS
State	MT
Zip	59932-9795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACKINAW ESTATES SUB, S24, T27 N, R21 W, LOT 036
Legal Range	21W
Legal Township	27N
Legal Section	24
Legal Subdivision	MACKINAW ESTATES SUB
Legal Lot Number	36
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1009
Census Tract	1401

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	928 KIPPES CV, MITCHELL, SD 57301-5062
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARK SIDE FCU
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 18, 2019	Warranty Deed, Transfer · Commercial Mortgage PARK SIDE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2025
Deed Sale	Apr 8, 2025
Prior Sale	Apr 23, 2021 · Amount on Record
Deed Document Number	20256319
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1042 MACKINAW LOOP, SOMERS, MT 59932-9795
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100005753
Date	Feb 18, 2021
Instrument	202100005753

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 23, 2021
Property Address	1042 MACKINAW LOOP, SOMERS, MT 59932-9795
Document Number	202100014205
Instrument Date	Apr 1, 2020
Instrument	202100014205
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 MACKINAW LOOP, SOMERS, MT 59932-9795

Mortgage

Document Number	202100014206
Date	Apr 23, 2021
Instrument	202100014206

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 18, 2019
Property Address	1042 MACKINAW LOOP, SOMERS, MT 59932-9795
Document Number	201900012130
Instrument Date	Jun 18, 2019
Instrument	201900012130
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1042 MACKINAW LOOP, SOMERS, MT 59932-9795

Mortgage

Document Number	201900012131
Date	Jun 18, 2019
Instrument	201900012131

Lender

Name	PARK SIDE FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,451.00 (-39.57%)	$748,500 (+32.29%)
2025			$748,500 (+32.29%) Land $128,231 Building $620,269
2023	$4,056.00	$565,800	$565,800 Land $83,904 Building $481,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS CO WATER AND SEWER DIST serves 765 people · EPA ID MT0000332
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, T-Mobile.

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