1005 Mackinaw Loop, Somers, MT 59932 Property Records

Flathead County property record for 1005 Mackinaw Loop, Somers, MT 59932

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,035 sqft · built 2019
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$3,856 (2023)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0748726`

Property Details

APN / Parcel Number

Primary APN	`R0748726`
Alternative APNs	`07-3834-24-1-02-01-0000` `0000009924`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,035 sqft Living Area
1st Floor Area	1,824 sqft
Attic Area	211 sqft

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000009924
Street Address	1005 MACKINAW LOOP
City	SOMERS
State	MT
Zip	59932-9795
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MACKINAW ESTATES SUB, S24, T27 N, R21 W, LOT 031, MACKINAW ESTATES SUB
Legal Range	21W
Legal Township	27N
Legal Section	24
Legal Quarter	NE
Legal Subdivision	MACKINAW ESTATES SUB
Legal Lot Number	31
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1007
Census Tract	1401

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1005 MACKINAW LOOP, SOMERS, MT 59932-9795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Oct 26, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Feb 28, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
May 9, 2019	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jun 1, 2018	Warranty Deed, Transfer INSURED TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023
Deed Sale	Feb 28, 2023
Prior Sale	May 9, 2019
Deed Document Number	202300002903
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1005 MACKINAW LOOP, SOMERS, MT 59932-9795
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000009793
Date	Apr 17, 2020
Instrument	202000009793

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CHALLENGE, CA 95925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1005 MACKINAW LOOP, SOMERS, MT 59932-9795
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800026429
Date	Oct 26, 2018
Instrument	201800026429

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 23, 2019

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 28, 2023
Property Address	1005 MACKINAW LOOP, SOMERS, MT 59932-9795
Document Number	202300002903
Instrument Date	Feb 28, 2023
Instrument	202300002903
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1005 MACKINAW LOOP, SOMERS, MT 59932-9795

Mortgage

Document Number	202300002905
Date	Feb 28, 2023
Instrument	202300002905

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 9, 2019
Property Address	1005 MACKINAW LOOP, SOMERS, MT 59932-9795
Document Number	201900008635
Instrument Date	May 8, 2019
Instrument	201900008635
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1005 MACKINAW LOOP, SOMERS, MT 59932-9795

Mortgage

Document Number	201900008636
Date	May 9, 2019
Instrument	201900008636

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 1, 2018
Property Address	1005 MACKINAW LOOP, SOMERS, MT 59932-9795
Document Number	201800010899
Instrument Date	May 31, 2018
Instrument	201800010899
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7184, KALISPELL, MT 59904-0184

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,856.00	$537,900	$537,900 Land $89,013 Building $448,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS CO WATER AND SEWER DIST serves 765 people · EPA ID MT0000332
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, T-Mobile.

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