1006 Mackinaw Loop, Somers, MT 59932 Property Records

Flathead County property record for 1006 Mackinaw Loop, Somers, MT 59932

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 3,004 sqft · built 2020
Lot Size	0.362 acres (15,769 sqft)
Owner	Individual Name on Record
Tax Bill	$4,616 (2023)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0748727`

Property Details

APN / Parcel Number

Primary APN	`R0748727`
Alternative APNs	`07-3834-24-1-03-01-0000` `0000009925`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,004 sqft Living Area
1st Floor Area	2,284 sqft

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,769 sqft (0.362 acres)
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	0000009925
Street Address	1006 MACKINAW LOOP
City	SOMERS
State	MT
Zip	59932-9795
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MACKINAW ESTATES SUB, S24, T27 N, R21 W, LOT 032
Legal Range	21W
Legal Township	27N
Legal Section	24
Legal Quarter	NE
Legal Subdivision	MACKINAW ESTATES SUB
Legal Lot Number	32
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1009
Census Tract	1401

Owner

Source: Flathead County records, as of March 5, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1006 MACKINAW LOOP, SOMERS, MT 59932-9795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN BANK
Jul 24, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 20, 2019	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2024
Deed Sale	Feb 27, 2024
Prior Sale	Jul 24, 2020
Deed Document Number	202400003697
Record Updated	Jun 7, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 27, 2024
Property Address	1006 MACKINAW LOOP, SOMERS, MT 59932-9795
Document Number	202400003697
Instrument Date	Feb 16, 2024
Instrument	202400003697
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1006 MACKINAW LOOP, SOMERS, MT 59932-9795

Mortgage

Document Number	202400003698
Date	Feb 27, 2024
Instrument	202400003698

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1006 MACKINAW LOOP, SOMERS, MT 59932-9795
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	WFG LENDER SERVICES, WFG LDENER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200023543
Date	Sep 2, 2022
Instrument	202200023543

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	PLAINS, MT 59859

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 24, 2020
Property Address	1006 MACKINAW LOOP, SOMERS, MT 59932-9795
Document Number	202000020826
Instrument Date	Jul 24, 2020
Instrument	202000020826
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1006 MACKINAW LOOP, SOMERS, MT 59932-9795

Mortgage

Document Number	202000020827
Date	Jul 24, 2020
Instrument	202000020827

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 20, 2019
Property Address	1006 MACKINAW LOOP, SOMERS, MT 59932-9795
Document Number	201900033368
Instrument Date	Dec 19, 2019
Instrument	201900033368
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 US HIGHWAY 93 S, KALISPELL, MT 59901-7913

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,616.00	$643,900	$643,900 Land $83,904 Building $559,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS CO WATER AND SEWER DIST serves 765 people · EPA ID MT0000332
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, T-Mobile.

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