1077 Mackinaw Loop, Somers, MT 59932 Property Records

Flathead County property record for 1077 Mackinaw Loop, Somers, MT 59932

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 2,276 sqft · built 2020
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Tax Bill	$4,494 (2023)
Deeds & Mortgages	May 2023 Mortgage Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0748722`

Property Details

APN / Parcel Number

Primary APN	`R0748722`
Alternative APNs	`07-3834-24-1-02-09-0000` `0000009920`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,276 sqft Living Area
1st Floor Area	1,770 sqft

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000009920
Street Address	1077 MACKINAW LOOP
City	SOMERS
State	MT
Zip	59932-9795
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MACKINAW ESTATES SUB, S24, T27 N, R21 W, LOT 027, MACKINAW ESTATES SUB
Legal Range	21W
Legal Township	27N
Legal Section	24
Legal Quarter	NE
Legal Subdivision	MACKINAW ESTATES SUB
Legal Lot Number	27
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1007
Census Tract	1401

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1077 MACKINAW LOOP, SOMERS, MT 59932-9795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 1, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage PARK SIDE FCU
Aug 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage PARK SIDE FCU
Jun 19, 2019	Warranty Deed, Transfer INSURED TITLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023
Deed Sale	May 5, 2023
Prior Sale	Jul 20, 2022
Deed Document Number	202300006731
Record Updated	Jun 7, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 5, 2023
Property Address	1077 MACKINAW LOOP, SOMERS, MT 59932-9795
Document Number	202300006731
Instrument Date	May 5, 2023
Instrument	202300006731
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1077 MACKINAW LOOP, SOMERS, MT 59932-9795

Mortgage

Document Number	202300006732
Date	May 5, 2023
Instrument	202300006732

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 20, 2022
Property Address	1077 MACKINAW LOOP, SOMERS, MT 59932-9795
Document Number	202200017752
Instrument Date	Jul 18, 2022
Instrument	202200017752
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 MACKINAW LOOP, SOMERS, MT 59932-9795

Mortgage

Document Number	202200017753
Date	Jul 20, 2022
Instrument	202200017753

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Feb 1, 2022
Property Address	1077 MACKINAW LOOP, SOMERS, MT 59932-9795
Document Number	202200002786
Instrument Date	Jan 31, 2022
Instrument	202200002786
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 MACKINAW LOOP, SOMERS, MT 59932-9795

Mortgage

Document Number	202200002787
Date	Feb 1, 2022
Instrument	202200002787

Lender

Name	PARK SIDE FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1077 MACKINAW LOOP, SOMERS, MT 59932-9795
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000026253
Date	Aug 24, 2020
Instrument	202000026253

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 19, 2019
Property Address	1077 MACKINAW LOOP, SOMERS, MT 59932-9795
Document Number	201900012230
Instrument Date	Jun 19, 2019
Instrument	201900012230
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1077 MACKINAW LOOP, SOMERS, MT 59932-9795

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,494.00	$626,900	$626,900 Land $87,532 Building $539,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS CO WATER AND SEWER DIST serves 765 people · EPA ID MT0000332
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, T-Mobile.

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