1023 Mackinaw Loop, Somers, MT 59932 Property Records

Flathead County property record for 1023 Mackinaw Loop, Somers, MT 59932

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,259 sqft · built 2006
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$3,825 (2023)
Deeds & Mortgages	Jun 2017 Mortgage Nov 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0748725`

Property Details

APN / Parcel Number

Primary APN	`R0748725`
Alternative APNs	`07-3834-24-1-02-03-0000` `0000009923`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,259 sqft Living Area
1st Floor Area	1,388 sqft
Upper Floors Area	871 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000009923
Street Address	1023 MACKINAW LOOP
City	SOMERS
State	MT
Zip	59932-9795
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MACKINAW ESTATES SUB, S24, T27 N, R21 W, LOT 30, ASSR #0000009923
Legal Range	21W
Legal Township	27N
Legal Section	24
Legal Quarter	NE
Legal Subdivision	MACKINAW ESTATES SUB
Legal Lot Number	30
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1007
Census Tract	1401

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1023 MACKINAW LOOP, SOMERS, MT 59932-9795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MONTANA BANK INC
Nov 13, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHITEFISH CU
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2013
Deed Sale	Mar 26, 2013
Prior Sale	Apr 22, 2011
Deed Document Number	201300007220
Record Updated	Jun 7, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1023 MACKINAW LOOP, SOMERS, MT 59932-9795
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700012592
Date	Jun 20, 2017
Instrument	201700012592

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	MISSOULA, MT 59802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1023 MACKINAW LOOP, SOMERS, MT 59932-9795
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900029347
Date	Nov 13, 2019
Instrument	201900029347

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 20, 2039

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1023 MACKINAW LOOP, SOMERS, MT 59932-9795
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900029346
Date	Nov 13, 2019
Instrument	201900029346

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 5, 2039

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,825.00	$533,500	$533,500 Land $89,013 Building $444,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS CO WATER AND SEWER DIST serves 765 people · EPA ID MT0000332
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, T-Mobile.

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