10405 Gary Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10405 Gary Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 4,194 sqft · built 1959
Lot Size	0.706 acres (30,733 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Nov 2023)
Tax Bill	$13,172 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-00870026`

Property Details

APN / Parcel Number

Primary APN	`10-00870026`
Alternative APN	`00870026`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,194 sqft Living Area
Gross Area	4,509 sqft
1st Floor Area	2,891 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	30,733 sqft (0.706 acres)
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft
Patio Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00870026
Street Address	10405 GARY RD
City	POTOMAC
State	MD
Zip	20854-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POTOMAC HILLS SEC 2
Legal Subdivision	POTOMAC HILLS
Legal Block	A
Legal Lot Number	14
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3005
Census Tract	706005

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10405 GARY RD, POTOMAC, MD 20854-4101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 5, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Nov 21, 2013 · Amount on Record
Deed Book / Page	67549 / 489
Prior Transfer Date	Aug 21, 2015
Prior Transfer Doc	0516470335
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 16, 2023
Property Address	10405 GARY RD, POTOMAC, MD 20854-4101
Document Number	0675490489
Book / Page	67549 / 489
Map Reference	MB 30 PL 1867
Instrument Date	Nov 8, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10405 GARY RD, POTOMAC, MD 20854-4101

Mortgage

Document Number	0067549496
Date	Nov 16, 2023
Instrument	67549/496

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0675490520
Date	Nov 16, 2023
Book Page	67549/520

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 5, 2022
Property Address	10405 GARY RD, POTOMAC, MD 20854-4101
Document Number	0663350366
Book / Page	66335 / 366
Map Reference	MB 30 PL 1867
Instrument Date	Sep 7, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10405 GARY RD, 10405, POTOMAC, MD 20854-4101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10405 GARY RD, POTOMAC, MD 20854-4101

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,206,033 (+6.4%)	$1,351,100 (+19.2%) Land $549,900 Building $801,200
2025	$13,172.00 (+0.35%)	$1,133,500 (+9.51%) Land $549,900 Building $583,600	$1,133,500 (-) Land $549,900 Building $583,600
2024	$13,126.00 (+21.83%)
2023		$1,035,100	$1,133,500 Land $549,900 Building $583,600
2022	$10,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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