10310 Gary Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10310 Gary Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,289 sqft · built 1979
Lot Size	0.615 acres (26,780 sqft)
Owner	Individual Name on File
Last Sale	$890,000 (Nov 2018)
Tax Bill	$12,061 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00870538`

Property Details

APN / Parcel Number

Primary APN	`10-00870538`
Alternative APN	`00870538`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,289 sqft Living Area
Gross Area	3,818 sqft
1st Floor Area	1,609 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Multi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,780 sqft (0.615 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	255 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00870538
Street Address	10310 GARY RD
City	POTOMAC
State	MD
Zip	20854-4155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POTOMAC HILLS SEC 1
Legal Subdivision	POTOMAC HILLS
Legal Block	C
Legal Lot Number	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3007
Census Tract	706005

Owner

10310 Gary Rd is owned and occupied by an individual who bought it in November 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	10310 GARY RD, POTOMAC, MD 20854-4155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 5, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 30, 2018	Grant Deed, Transfer STAR SETTLEMENT LLC, SMART SETTLEMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Jan 14, 2004
Deed Book / Page	56931 / 283
Prior Transfer Date	Oct 8, 2015
Prior Transfer Doc	0516460067
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10310 GARY RD, POTOMAC, MD 20854-4155
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10310 GARY RD, POTOMAC, MD 20854-4155

Mortgage

Document Number	0636330043
Date	Aug 2, 2021
Book Page	63633/43

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jun 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10310 GARY RD, POTOMAC, MD 20854-4155
Document Number	0580400355
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10310 GARY RD POTOMAC MD 208544155, POTOMAC, MD 20854-4155

Mortgage

Document Number	0580400355
Date	Aug 21, 2019
Book Page	058040/000355

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2049

Interest

Rate Type	Adjustable Rate

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 30, 2018
Property Address	10310 GARY RD, POTOMAC, MD 20854-4155
Document Number	0569310283
Book / Page	056931 / 000283
Instrument Date	Nov 19, 2018
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	STAR SETTLEMENT LLC, SMART SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Tax	$890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10310 GARY RD POTOMAC MD 208544155, POTOMAC, MD 20854-4155

Tax Assessment & Valuation

The 2025 property tax bill for 10310 Gary Rd was $12,061, down 0.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,042,300 (+4.96%)	$1,140,900 (+14.89%) Land $539,400 Building $601,500
2025	$12,061.00 (-0.54%)	$993,000 Land $539,400 Building $453,600	$993,000 Land $539,400 Building $453,600
2024	$12,127.00
2023		$901,267	$993,000 Land $539,400 Building $453,600
2022	$9,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10310 Gary Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10310 Gary Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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