10413 Gary Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10413 Gary Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,526 sqft · built 1959
Lot Size	0.613 acres (26,692 sqft)
Owner	Individual Name on Record
Tax Bill	$9,550 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-00870141`

Property Details

APN / Parcel Number

Primary APN	`10-00870141`
Alternative APN	`00870141`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,526 sqft Living Area
1st Floor Area	1,843 sqft
Basement Area	683 sqft
Finished Basement	683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,692 sqft (0.613 acres)
Garage Type	Carport
Garage Area	403 sqft
Carport	Carport
Carport Area	403 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	00870141
Street Address	10413 GARY RD
City	POTOMAC
State	MD
Zip	20854-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POTOMAC HILLS SEC 2
Legal Subdivision	POTOMAC HILLS
Legal Block	A
Legal Lot Number	12
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3005
Census Tract	706005

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10413 GARY RD, POTOMAC, MD 20854-4101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
Oct 14, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 8, 2025
Transfer Doc	0697020330
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 28, 2026
Property Address	10413 GARY RD, POTOMAC, MD 20854-4101
Document Number	7097000031
Book / Page	70972 / 31
Instrument Date	Sep 25, 2026
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	657 ROSEDALE RD, PRINCETON, NJ 08540-2217

Mortgage

Document Number	7097000031,
Date	Sep 28, 2026
Book Page	70972/31

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2066

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 14, 2025
Property Address	10413 GARY RD, ROCKVILLE, MD 20854-4101
Document Number	0697020330
Book / Page	69702 / 330
Map Reference	MB 30 PL 1867
Instrument Date	Oct 8, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10413 GARY RD, POTOMAC, MD 20854-4101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10413 GARY RD, POTOMAC, MD 20854-4101

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$848,733 (+4.45%)	$921,000 (+13.34%) Land $539,200 Building $381,800
2025	$9,550.00 (-5.86%)	$812,600 (-) Land $539,200 Building $273,400	$812,600 (-) Land $539,200 Building $273,400
2024	$10,144.00 (+10.01%)
2023		$812,600 Land $539,200 Building $273,400	$812,600 Land $539,200 Building $273,400
2022	$9,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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