10305 Gary Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10305 Gary Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,064 sqft · built 1959
Lot Size	0.62 acres (27,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,205,000 (May 2017)
Tax Bill	$14,274 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00870004`

Property Details

APN / Parcel Number

Primary APN	`10-00870004`
Alternative APN	`00870004`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,064 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	27,000 sqft (0.62 acres)

Exterior Amenities

Pool Area	880 sqft
Porch	Open Porch
Porch Area	60 sqft
Deck Area	636 sqft
Patio Area	672 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00870004
Street Address	10305 GARY RD
City	POTOMAC
State	MD
Zip	20854-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	SEC 1 POTOMAC HILLS
Legal Subdivision	POTOMAC HILLS
Legal Block	D
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3005
Census Tract	706005

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10305 GARY RD, POTOMAC, MD 20854-4102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	Jun 29, 2007 · Amount on Record
Deed Book / Page	54325 / 6
Record Updated	Sep 20, 2026

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 22, 2017
Property Address	10305 GARY RD, POTOMAC, MD 20854-4102
Document Number	0543250006
Book / Page	54325 / 006
Map Reference	MB30 PL1866
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FEDERAL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10305 GARY RD, POTOMAC, MD 20854-4102

Mortgage

Document Number	0005432514
Date	May 22, 2017
Instrument	54325/14

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,303,233 (+6.57%)	$1,463,900 (+19.71%) Land $568,500 Building $895,400
2025	$14,274.00 (+24.01%)	$1,222,900 (+10.95%) Land $568,500 Building $654,400	$1,222,900 (-) Land $568,500 Building $654,400
2023		$1,102,167	$1,222,900 Land $568,500 Building $654,400
2022	$11,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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