10410 Gary Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10410 Gary Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,552 sqft · built 1959
Lot Size	0.686 acres (29,885 sqft)
Owner	Individual Name on Record
Last Sale	$1,175,000 (Jul 2026)
Tax Bill	$10,106 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00869927`

Property Details

APN / Parcel Number

Primary APN	`10-00869927`
Alternative APN	`00869927`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,552 sqft Living Area
Gross Area	3,234 sqft
1st Floor Area	1,990 sqft
Basement Area	562 sqft
Finished Basement	562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	29,885 sqft (0.686 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Enclosed Porch
Porch Area	198 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00869927
Street Address	10410 GARY RD
City	POTOMAC
State	MD
Zip	20854-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POTOMAC HILLS SEC 2
Legal Subdivision	POTOMAC HILLS
Legal Block	B
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3006
Census Tract	706005

Owner

Source: Montgomery County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10410 GARY RD, POTOMAC, MD 20854-4157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Jul 14, 2026	Deed, Transfer · Conventional Mortgage CITIZENS BANK
Nov 5, 2019	Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 31, 2017	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	2026
Deed Book / Page	70718 / 260
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 14, 2026
Property Address	10410 GARY RD, POTOMAC, MD 20854-4157
Document Number	7093000494
Book / Page	70932 / 494
Instrument Date	Aug 21, 2026
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	10410 GARY RD, POTOMAC, MD 20854-4157

Mortgage

Document Number	7093000494,
Date	Sep 14, 2026
Book Page	70932/494

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2056

Interest

Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 14, 2026
Property Address	10410 GARY RD, POTOMAC, MD 20854-4157
Document Number	7071000260
Book / Page	70718 / 260
Instrument Date	Jul 10, 2026
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10410 GARY RD, POTOMAC, MD 20854-4157

Mortgage

Date	Jul 14, 2026

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 5, 2019
Property Address	10410 GARY RD, POTOMAC, MD 20854-4157
Document Number	0584290386
Book / Page	58429 / 386
Map Reference	MB 30 PL 1867
Instrument Date	Jun 24, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,049.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10410 GARY RD, ROCKVILLE, MD 20854-4157

Mortgage

Document Number	58429392
Date	Nov 5, 2019
Instrument	58429/392

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10410 GARY RD, POTOMAC, MD 20854-4157
Document Number	0543040202
Book / Page	054304 / 000202
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3423 EDGE VW SAN ANTONIO TX 782592243, SAN ANTONIO, TX 78259-2243

Mortgage

Document Number	0543040202
Date	May 16, 2017
Book Page	054304/000202

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	HOWELL, MI 48843

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$900,033 (+4.55%)	$978,300 (+13.64%) Land $547,700 Building $430,600
2025	$10,106.00 (+3.81%)	$860,900 (-) Land $547,700 Building $313,200	$860,900 (-) Land $547,700 Building $313,200
2023		$860,900 Land $547,700 Building $313,200	$860,900 Land $547,700 Building $313,200
2022	$9,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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