1039 Loretta Pl, Lima, OH 45805 Property Records

Allen County property record for 1039 Loretta Pl, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,740 sqft · built 1990
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2024)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-2607-08-034.000`

Property Details

APN / Parcel Number

Primary APN	`36-2607-08-034.000`
Alternative APN	`M3836260708034000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,740 sqft
Family Room	Family Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	200 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	60 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1039 LORETTA PL
City	LIMA
State	OH
Zip	45805-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF GRAHAM ESTATES NO 2 LOT 27025 FF 65.12
Legal Subdivision	REPLAT OF GRAHAM ESTATES
Legal Lot Number	27025
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1007
Census Tract	13000

Owner

1039 Loretta Pl is owned and occupied by two individuals who bought it in August 2024.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1039 LORETTA PL, LIMA, OH 45805-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on File
Deed Sale	Aug 12, 2024 · Amount on File
Prior Sale	Sep 2, 2022 · Amount on File
Deed Document Number	20247183
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 2, 2022
Property Address	1039 LORETTA PL, LIMA, OH 45805-1641
Document Number	9020010463
Book / Page	2022 / 10463
Instrument Date	Sep 2, 2022
Instrument	202209020010463
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 LORETTA PL, LIMA, OH 45805-1641

Mortgage

Document Number	9020010464
Date	Sep 2, 2022
Instrument	202209020010464

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1039 Loretta Pl was $2,682.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,682.00	$76,620 (-) Land $8,750 Building $67,870	$218,900 (-) Land $25,000 Building $193,900
2024	$2,682.00 (+19.68%) Homeowner's exemption	$76,620 (+38%) Land $8,750 Building $67,870	$218,900 Land $25,000 Building $193,900
2023	$2,241.00 (-0.62%) Homeowner's exemption	$55,520 (-) Land $6,340 Building $49,180
2022	$2,255.00 Homeowner's exemption	$55,520 Land $6,340 Building $49,180
2021			$158,600 Land $18,100 Building $140,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1039 Loretta Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1039 Loretta Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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