1026 Loretta Pl, Lima, OH 45805 Property Records

Allen County property record for 1026 Loretta Pl, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1977
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Aug 2019)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-2608-06-003.000`

Property Details

APN / Parcel Number

Primary APN	`36-2608-06-003.000`
Alternative APN	`M3836260806003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	1,312 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	138 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	212 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1026 LORETTA PL
City	LIMA
State	OH
Zip	45805-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF GRAHAM ESTATES NO 2 LOT 27042 JOINT TEN FF 89.96
Legal Subdivision	REPLAT OF GRAHAM ESTATES
Legal Lot Number	27042
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1008
Census Tract	13000

Owner

1026 Loretta Pl is owned and occupied by two individuals who bought it in August 2019.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1026 LORETTA PL, LIMA, OH 45805-1642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Aug 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 10, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	Jun 8, 1988 · Amount on File
Deed Document Number	20198447
Deed Book / Page	2019 / 8447
Prior Transfer Date	Mar 28, 2012
Prior Transfer Doc	4030004469
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1026 LORETTA PL, LIMA, OH 45805-1642
Document Number	0000011733
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 LORETTA PL LIMA OH 458051642, LIMA, OH 45805-1642

Mortgage

Document Number	0000011733
Date	Nov 4, 2019
Instrument	11733

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Aug 16, 2019
Property Address	1026 LORETTA PL, LIMA, OH 45805-1642
Document Number	0000008447
Instrument Date	Aug 16, 2019
Instrument	8447
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 LORETTA PL LIMA OH 458051642, LIMA, OH 45805-1642

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALLEN OH
Recording Date	Jul 10, 2019
Property Address	1026 LORETTA PL, LIMA, OH 45805-1642
Document Number	0000006872
Instrument Date	Jul 10, 2019
Instrument	6872
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 LORETTA PL LIMA OH 458051642, LIMA, OH 45805-1642

Tax Assessment & Valuation

The 2025 property tax bill for 1026 Loretta Pl was $1,878 with a homeowner's exemption, down 0.6% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,878.00 (-0.63%)	$63,110 (-) Land $9,310 Building $53,800	$180,300 (-) Land $26,600 Building $153,700
2024	$1,890.00 (+25.58%) Homeowner's exemption	$63,110 (+37.95%) Land $9,310 Building $53,800	$180,300 Land $26,600 Building $153,700
2023	$1,505.00 (-1.63%) Homeowner's exemption	$45,750 (-) Land $6,760 Building $38,990
2022	$1,530.00 Homeowner's exemption	$45,750 Land $6,760 Building $38,990
2021			$130,700 Land $19,300 Building $111,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1026 Loretta Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1026 Loretta Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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