1045 Loretta Pl, Lima, OH 45805 Property Records

Allen County property record for 1045 Loretta Pl, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,215 sqft · built 1993
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Tax Bill	$3,242 (2025)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-2608-07-015.000`

Property Details

APN / Parcel Number

Primary APN	`36-2608-07-015.000`
Alternative APN	`M3836260807015000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,215 sqft Living Area
Gross Area	2,919 sqft
1st Floor Area	1,410 sqft
Upper Floors Area	468 sqft
Attic	Attic
Attic Area	337 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	44 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1045 LORETTA PL
City	LIMA
State	OH
Zip	45805-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF GRAHAM ESTATES NO 2 LOT 27026 JOINT TEN FF 64.26
Legal Subdivision	REPLAT OF GRAHAM ESTATES
Legal Lot Number	27026
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1007
Census Tract	13000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1265 CORONA POINTE CT, 301, CORONA, CA 92879-1799
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2023
Deed Sale	Oct 4, 2023
Prior Sale	Aug 27, 2014 · Amount on Record
Deed Document Number	20238673
Prior Transfer Date	Aug 18, 2023
Prior Transfer Doc	0000008673
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	Oct 4, 2023
Property Address	1045 LORETTA PL, LIMA, OH 45805-1641
Document Number	10040008673
Book / Page	2023 / 8673
Map Reference	MB 14 PG 83
Instrument Date	Aug 18, 2023
Instrument	202310040008673
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 CORONA POINTE CT STE 301, 301, CORONA, CA 92879-1799

Mortgage

Document Number	10040008674
Date	Oct 4, 2023
Instrument	202310040008674

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,242.00	$93,100 (-) Land $8,050 Building $85,050	$266,000 (-) Land $23,000 Building $243,000
2024	$3,242.00 (+19.81%) Homeowner's exemption	$93,100 (+37.95%) Land $8,050 Building $85,050	$266,000 (+37.97%) Land $23,000 Building $243,000
2023	$2,706.00 (-0.66%) Homeowner's exemption	$67,490 (-) Land $5,850 Building $61,640
2022	$2,724.00 Homeowner's exemption	$67,490 Land $5,850 Building $61,640
2021			$192,800 Land $16,700 Building $176,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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