1051 Loretta Pl, Lima, OH 45805 Property Records

Allen County property record for 1051 Loretta Pl, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1994
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on Record
Last Sale	$233,000 (Mar 2021)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`36-2608-07-014.000`

Property Details

APN / Parcel Number

Primary APN	`36-2608-07-014.000`
Alternative APN	`M3836260807014000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	5,210 sqft
1st Floor Area	2,160 sqft
Basement Area	2,160 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	123 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	376 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1051 LORETTA PL
City	LIMA
State	OH
Zip	45805-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLATOF GRAHAM ESTATES NO 2 LOT 27027 FF 63.06
Legal Subdivision	GRAHAM ESTATES
Legal Lot Number	27027
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1007
Census Tract	13000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1051 LORETTA PL, LIMA, OH 45805-1641
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Survivorship Deed, Transfer · Conventional Mortgage PREMIER BANK
Apr 11, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Jul 28, 1993 · Amount on Record
Deed Document Number	20213760
Deed Book / Page	2021 / 3760
Last Transfer Date	May 22, 2024
Transfer Doc	0000005147
Record Updated	Sep 20, 2026

March 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 23, 2021
Property Address	1051 LORETTA PL, LIMA, OH 45805-1641
Document Number	3230003760
Book / Page	2021 / 3760
Map Reference	MB 14 PG 83
Instrument Date	Mar 23, 2021
Instrument	202103230003760
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1051 LORETTA PL, LIMA, OH 45805-1641

Mortgage

Document Number	3230003761
Date	Mar 23, 2021
Instrument	202103230003761

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALLEN OH
Recording Date	Apr 11, 2019
Property Address	1051 LORETTA PL, LIMA, OH 45805-1641
Document Number	0000003235
Book / Page	002019 / 003235
Instrument Date	Apr 11, 2019
Instrument	3235
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 LORETTA PL LIMA OH 458051641, LIMA, OH 45805-1641

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00 (-0.03%)	$106,120 (-) Land $7,630 Building $98,490	$303,200 (-) Land $21,800 Building $281,400
2024	$3,686.00 (+19.99%) Homeowner's exemption	$106,120 (+38%) Land $7,630 Building $98,490	$303,200 (+38.01%) Land $21,800 Building $281,400
2023	$3,072.00 (-0.68%) Homeowner's exemption	$76,900 (-) Land $5,530 Building $71,370
2022	$3,093.00 Homeowner's exemption	$76,900 Land $5,530 Building $71,370
2021			$219,700 Land $15,800 Building $203,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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