Allen County property record for 1021 Loretta Pl, Lima, OH 45805
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,954 sqft · built 1987 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,900 (Oct 1996) |
| Tax Bill | $3,507 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2607-08-031.000 |
| Primary APN | 36-2607-08-031.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,954 sqft Living Area |
| Gross Area | 4,351 sqft |
| 1st Floor Area | 1,322 sqft |
| Upper Floors Area | 1,099 sqft |
| Basement Area | 1,066 sqft |
| Finished Basement | 533 sqft |
| Unfinished Basement | 533 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 147 ft deep x 59.2 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 484 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 1021 LORETTA PL |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45805-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 JOINT TEN RTS 06-03-26 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13000 |
1021 Loretta Pl is owned and occupied by two individuals who bought it in October 1996.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1021 LORETTA PL, LIMA, OH 45805-1641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Line of Credit TOPMARK FCU |
| Mar 12, 2021 | Deed of Trust, Mortgage TOPMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 1996 · Amount on File |
| Deed Sale | Oct 24, 1996 · Amount on File |
| Prior Sale | Sep 19, 1986 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1021 LORETTA PL, LIMA, OH 45805-1641 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4280005631 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 2021/5631 |
| Instrument | 202104280005631 |
| Name | TOPMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1021 LORETTA PL, LIMA, OH 45805-1641 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3120003158 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 2021/3158 |
| Instrument | 202103120003158 |
| Name | TOPMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45806 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 1021 Loretta Pl was $3,507.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,507.00 | $100,880 (-) Land $8,300 Building $92,580 | $288,200 (-) Land $23,700 Building $264,500 |
| 2024 | $3,507.00 (+19.94%) Homeowner's exemption | $100,880 (+37.96%) Land $8,300 Building $92,580 | $288,200 Land $23,700 Building $264,500 |
| 2023 | $2,924.00 (-0.68%) Homeowner's exemption | $73,120 (-) Land $6,020 Building $67,100 | |
| 2022 | $2,944.00 Homeowner's exemption | $73,120 Land $6,020 Building $67,100 | |
| 2021 | $208,900 Land $17,200 Building $191,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1021 Loretta Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1021 Loretta Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: TSC.
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