1039 Bailey Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 1039 Bailey Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,130 sqft · built 2017
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Jun 2018)
Tax Bill	$9,590 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-207-014`

Property Details

APN / Parcel Number

Primary APN	`09-05-207-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	1,130 sqft Building Perimeter
1st Floor Area	1,130 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	392 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0905207014
Street Address	1039 BAILEY RD
City	SYCAMORE
State	IL
Zip	60178-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 379 - RESTON PONDS - UNIT 3
Legal Subdivision	RESTON PONDS
Legal Lot Number	379
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1026
Census Tract	600

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1039 BAILEY RD, SYCAMORE, IL 60178-2924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Jun 4, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI UNITED WHOLESALE MTG
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK
Jan 16, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	20185222
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1039 BAILEY RD, SYCAMORE, IL 60178-2924
Document Number	0000006603
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 BAILEY RD SYCAMORE IL 601782924, SYCAMORE, IL 60178-2924

Mortgage

Document Number	0000006603
Date	Jul 10, 2020
Instrument	6603

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 4, 2018
Property Address	1039 BAILEY RD, SYCAMORE, IL 60178-2924
Document Number	0000005222
Instrument Date	May 30, 2018
Instrument	5222
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1039 BAILEY RD SYCAMORE IL 601782924, SYCAMORE, IL 60178-2924

Mortgage

Document Number	5223
Date	Jun 4, 2018
Instrument	5223

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1039 BAILEY RD, SYCAMORE, IL 60178-2924
Document Number	0000001114
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001114
Date	Feb 5, 2018
Instrument	1114

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 16, 2018
Property Address	1039 BAILEY RD, SYCAMORE, IL 60178-2924
Document Number	0000000517
Instrument Date	Jan 11, 2018
Instrument	517
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,724 (+12.75%) Land $21,537 Building $108,187	$389,172 (+12.75%) Land $64,611 Building $324,561
2024	$9,590.00
2023		$115,058 Land $14,971 Building $100,087	$345,174 Land $44,913 Building $300,261

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: DNA Communications, Verizon.

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