1036 Bailey Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 1036 Bailey Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$388,000 (Dec 2023)
Tax Bill	$10,479 (2023)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-228-010`

Property Details

APN / Parcel Number

Primary APN	`09-05-228-010`

Exterior

Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Account Number	0905228010
Street Address	1036 BAILEY RD
City	SYCAMORE
State	IL
Zip	60178-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 332 - RESTON PONDS - UNIT 3
Legal Subdivision	RESTON PONDS
Legal Lot Number	332
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1028
Census Tract	600

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1036 BAILEY RD, SYCAMORE, IL 60178-3058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Jan 3, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST MIDWEST BANK
Feb 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Jan 3, 2022 · Amount on Record
Deed Document Number	20238905
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 15, 2023
Property Address	1036 BAILEY RD, SYCAMORE, IL 60178-3058
Document Number	0000008905
Map Reference	DOC 2006005073
Instrument Date	Dec 5, 2023
Instrument	2023008905
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$388.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 BAILEY RD, SYCAMORE, IL 60178-3058

Mortgage

Document Number	0000008906
Date	Dec 15, 2023
Instrument	2023008906

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.12%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1036 BAILEY RD, SYCAMORE, IL 60178-3058
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008362
Date	Jun 28, 2021
Instrument	2021008362

Lender

Name	ADVIA CU
Type	Credit Union
Address	ELKHORN, WI 53121

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 3, 2022
Property Address	1036 BAILEY RD, SYCAMORE, IL 60178-3058
Document Number	0000000049
Map Reference	DOC 2006005073
Instrument Date	Dec 15, 2021
Instrument	2022000049
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 N 1ST ST, GENEVA, IL 60134-2220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 BAILEY RD, SYCAMORE, IL 60178-3058

Mortgage

Document Number	0000000050
Date	Jan 3, 2022
Instrument	2022000050

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.87%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 26, 2021
Property Address	1036 BAILEY RD, SYCAMORE, IL 60178-3058
Document Number	0000002520
Map Reference	DOC 2006005073
Instrument Date	Feb 2, 2021
Instrument	2021002520
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Amount	Amount Recorded
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 N 1ST ST, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,552 (+13.7%) Land $16,183 Building $129,369	$436,656 (+13.7%) Land $48,549 Building $388,107
2023	$10,479.00	$128,015 (+4.78%) Land $14,971 Building $113,044	$384,045 (+4.78%) Land $44,913 Building $339,132
2022		$122,175 Land $14,288 Building $107,887	$366,525 Land $42,864 Building $323,661

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: DNA Communications, Verizon.

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