1023 Bailey Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 1023 Bailey Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,488 sqft · built 2015
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$271,000 (Jul 2019)
Tax Bill	$9,032 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-207-012`

Property Details

APN / Parcel Number

Primary APN	`09-05-207-012`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	1,488 sqft Building Perimeter
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	375 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0905207012
Street Address	1023 BAILEY RD
City	SYCAMORE
State	IL
Zip	60178-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 377 - RESTON PONDS - UNIT 3
Legal Subdivision	RESTON PONDS
Legal Lot Number	377
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1026
Census Tract	600

Owner

1023 Bailey Rd is owned and occupied by two individuals who bought it in July 2019.

Source: DeKalb County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1023 BAILEY RD, SYCAMORE, IL 60178-2924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jul 1, 2019	Warranty Deed, Transfer · Conventional with PMI FIRST NAT'L BK/OMAHA
Oct 30, 2018	Trustee's Deed, Transfer · Line of Credit COMMUNITY BUSN LNDR SVC
Nov 20, 2017	Warranty Deed, Subdivision Related Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Jun 20, 2016 · Amount on File
Deed Document Number	20195608
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Jul 20, 2026
Property Address	1023 BAILEY RD, SYCAMORE, IL 60178-2924
Document Number	0000006305
Instrument Date	Jul 2, 2026
Instrument	20266305
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 BAILEY RD, SYCAMORE, IL 60178-2924

Mortgage

Document Number	0000006305,
Date	Jul 20, 2026
Instrument	20266305

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1023 BAILEY RD, SYCAMORE, IL 60178-2924
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005991
Date	Aug 29, 2023
Instrument	2023005991

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1023 BAILEY RD, SYCAMORE, IL 60178-2924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000001218
Date	Jan 27, 2021
Instrument	2021001218

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 1, 2019
Property Address	1023 BAILEY RD, SYCAMORE, IL 60178-2924
Document Number	0000005608
Instrument Date	Jun 27, 2019
Instrument	5608
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1023 BAILEY RD SYCAMORE IL 601782924, SYCAMORE, IL 60178-2924

Mortgage

Document Number	5609
Date	Jul 1, 2019
Instrument	5609

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

Interest

Rate	3.75%

October 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 30, 2018
Property Address	1023 BAILEY RD, SYCAMORE, IL 60178-2924
Document Number	0000010080
Instrument Date	Oct 22, 2018
Instrument	10080
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220

Mortgage

Document Number	10081
Date	Oct 30, 2018
Instrument	10081

Lender

Name	COMMUNITY BUSN LNDR SVC
Type	Construction/Development Company
Address	WEST DES MOINES, IA 50266

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 29, 2023

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 20, 2017
Property Address	1023 BAILEY RD, SYCAMORE, IL 60178-2924
Document Number	0000011554
Instrument Date	Nov 3, 2017
Instrument	11554
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	947 BUCKINGHAM DR SYCAMORE IL 601781271, SYCAMORE, IL 60178-1271

Mortgage

Document Number	11555
Date	Nov 20, 2017
Instrument	11555

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,075 Land $23,844 Building $95,231	$357,225 Land $71,532 Building $285,693
2024	$9,032.00
2023		$108,687 Land $14,971 Building $93,716	$326,061 Land $44,913 Building $281,148

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1023 Bailey Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1023 Bailey Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: DNA Communications, Verizon.

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