1028 Bailey Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 1028 Bailey Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,269 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Oct 2018)
Tax Bill	$11,004 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-228-011`

Property Details

APN / Parcel Number

Primary APN	`09-05-228-011`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	1,269 sqft Building Perimeter
1st Floor Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	520 sqft
Porch	Slab
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0905228011
Street Address	1028 BAILEY RD
City	SYCAMORE
State	IL
Zip	60178-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 333 - RESTON PONDS - UNIT 3
Legal Subdivision	RESTON PONDS
Legal Lot Number	333
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1028
Census Tract	600

Owner

1028 Bailey Rd is owned and occupied by two individuals who bought it in October 2018.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1028 BAILEY RD, SYCAMORE, IL 60178-3058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 19, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Oct 11, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE
May 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Prior Sale	May 31, 2018 · Amount on File
Deed Document Number	20189501
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1028 BAILEY RD, SYCAMORE, IL 60178-3058
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004751
Date	Apr 14, 2021
Instrument	2021004751

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1028 BAILEY RD, SYCAMORE, IL 60178-3058
Document Number	0000004912
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1028 BAILEY RD SYCAMORE IL 601783058, SYCAMORE, IL 60178-3058

Mortgage

Document Number	0000004912
Date	Jun 2, 2020
Instrument	4912

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate	3.25%

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 11, 2018
Property Address	1028 BAILEY RD, SYCAMORE, IL 60178-3058
Document Number	0000009501
Instrument Date	Oct 10, 2018
Instrument	9501
Transaction Type	Subdivision Related Transfer
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1028 BAILEY RD SYCAMORE IL 601783058, SYCAMORE, IL 60178-3058

Mortgage

Document Number	9502
Date	Oct 11, 2018
Instrument	9502

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 31, 2018
Property Address	1028 BAILEY RD, SYCAMORE, IL 60178-3058
Document Number	0000005087
Instrument Date	May 25, 2018
Instrument	5087
Transaction Type	Transfer
Record Updated	Jun 14, 2018

Transaction

Amount	Amount on Record
Tax	$226.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,169 Land $16,920 Building $132,249	$447,507 Land $50,760 Building $396,747
2024	$11,004.00
2023		$129,587 Land $14,971 Building $114,616	$388,761 Land $44,913 Building $343,848

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1028 Bailey Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1028 Bailey Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: DNA Communications, Verizon.

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