1031 Bailey Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 1031 Bailey Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 972 sqft · built 2017
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,000 (Nov 2017)
Tax Bill	$8,279 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-207-013`

Property Details

APN / Parcel Number

Primary APN	`09-05-207-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	972 sqft Building Perimeter
1st Floor Area	972 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Foundation Type	Retaining Wall
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	386 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0905207013
Street Address	1031 BAILEY RD
City	SYCAMORE
State	IL
Zip	60178-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 378 - RESTON PONDS - UNIT 3
Legal Subdivision	RESTON PONDS
Legal Lot Number	378
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1026
Census Tract	600

Owner

Source: DeKalb County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1031 BAILEY RD, SYCAMORE, IL 60178-2924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 14, 2019	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK
Feb 15, 2017	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Prior Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	201711554
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1031 BAILEY RD, SYCAMORE, IL 60178-2924
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013770
Date	Oct 22, 2021
Instrument	2021013770

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1031 BAILEY RD, SYCAMORE, IL 60178-2924
Document Number	0000011994
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1031 BAILEY RD SYCAMORE IL 601782924, SYCAMORE, IL 60178-2924

Mortgage

Document Number	0000011994
Date	Dec 27, 2019
Instrument	11994

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1031 BAILEY RD, SYCAMORE, IL 60178-2924
Document Number	0000001693
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17 N 1ST ST DOUGLASVILLE GA 30134, DOUGLASVILLE, GA 30134
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001693
Date	Feb 27, 2017
Instrument	1693

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 15, 2017
Property Address	1031 BAILEY RD, SYCAMORE, IL 60178-2924
Document Number	0000001318
Instrument Date	Feb 10, 2017
Instrument	1318
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$40.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,731 (+14.62%) Land $22,306 Building $92,425	$344,193 (+14.62%) Land $66,918 Building $277,275
2024	$8,279.00
2023		$100,098 Land $14,971 Building $85,127	$300,294 Land $44,913 Building $255,381

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: DNA Communications, Verizon.

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