Charles County property record for 1032 Rye Dr, La Plata, MD 20646
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,188 sqft · built 2020 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $402,500 (Feb 2023) |
| Tax Bill | $19,398 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-357929 |
| Primary APN | 01-357929 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,188 sqft Living Area |
| Gross Area | 2,472 sqft |
| 1st Floor Area | 556 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 357929 |
|---|---|
| Street Address | 1032 RYE DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3241 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-10 |
| Legal Description | LOT 516 = 0.0495 AC SEC 4C-2 AGRICOPIA SUB |
| Legal Subdivision | AGRICOPIA SUB |
| Legal Block | 2 |
| Legal Lot Number | 516 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 851004 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1032 RYE DR, LA PLATA, MD 20646-3241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Jul 14, 2020 | Grant Deed, Subdivision Related Transfer C&F MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2023 · Amount on Record |
| Deed Sale | Feb 2, 2023 · Amount on Record |
| Prior Sale | Jul 14, 2020 · Amount on Record |
| Deed Book / Page | 12843 / 227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 2, 2023 |
| Property Address | 1032 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0128430227 |
| Book / Page | 12843 / 227 |
| Map Reference | MB 61 FO 69 |
| Instrument Date | Jan 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | NOT AVAILABLE, EAGLE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1032 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0012843236 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 12843/236 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 14, 2020 |
| Property Address | 1032 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0112190028 |
| Book / Page | 011219 / 000028 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | BUYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $333.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1032 RYE DR LA PLATA MD 20646, LA PLATA, MD 20646 |
| Document Number | 112190033 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 011219/000033 |
| Name | C&F MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 13, 2050 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,500 (+6.86%) Land $100,000 Building $306,500 | $406,500 (-) Land $100,000 Building $306,500 | |
| 2025 | $19,398.00 (+183.22%) | $380,400 (+15.9%) | $406,500 (+23.86%) Land $100,000 Building $306,500 |
| 2023 | $6,849.00 | $328,200 Land $100,000 Building $228,200 | $328,200 Land $100,000 Building $228,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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