Charles County property record for 1031 Rye Dr, La Plata, MD 20646
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,244 sqft · built 2020 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $347,900 (Dec 2020) |
| Tax Bill | $19,410 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-357912 |
| Primary APN | 01-357912 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,244 sqft Living Area |
| Gross Area | 2,664 sqft |
| 1st Floor Area | 468 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 357912 |
|---|---|
| Street Address | 1031 RYE DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3241 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-10 |
| Legal Description | LOT 499 = 0.0501 AC SEC 4C-2 AGRICOPIA SUB |
| Legal Subdivision | AGRICOPIA SUB |
| Legal Block | 2 |
| Legal Lot Number | 499 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 851004 |
1031 Rye Dr, a townhouse, is owned and occupied by an individual who acquired it in November 2021.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1031 RYE DR, LA PLATA, MD 20646-3241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Feb 7, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI WESBANCO BK |
| Dec 17, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage DEPARTMENT/HSNG & CMNTY DEV/TH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on File |
| Deed Sale | Dec 17, 2020 · Amount on File |
| Deed Book / Page | 11497 / 1 |
| Last Transfer Date | Nov 16, 2021 |
| Transfer Doc | 0123810003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1031 RYE DR, LA PLATA, MD 20646-3241 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1031 RYE DR, LA PLATA, MD 20646-3241 |
| Investor | Possibly a Property Investor |
| Document Number | 0119840297 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 11984/297 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 7, 2022 |
| Property Address | 1031 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0123810003 |
| Book / Page | 12381 / 3 |
| Map Reference | MB 61 FO 69 |
| Instrument Date | Nov 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Title Company | BRENNAN TTL CO NATL ACCOUNTS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1031 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0001238113 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 12381/13 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1031 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0114970006 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1031 RYE DR LA PLATA MD 206463241, LA PLATA, MD 20646-3241 |
| Document Number | 0114970006 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 011497/000006 |
| Name | WESBANCO BK |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Dec 17, 2020 |
| Property Address | 1031 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0114970001 |
| Book / Page | 011497 / 000001 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 1, 2021 |
| Title Company | BUYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $348.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1031 RYE DR LA PLATA MD 206463241, LA PLATA, MD 20646-3241 |
| Document Number | 114970024 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 011497/000024 |
| Name | DEPARTMENT/HSNG & CMNTY DEV/TH |
|---|---|
| Address | 7800 HARKINS RD, LANHAM SEABROOK, MD 20706-1333 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 114970006, |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 011497/000006 |
| Name | WESBANCO BK |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 16, 2050 |
The 2025 property tax bill for 1031 Rye Dr was $19,410 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,700 (+6.91%) Land $100,000 Building $313,700 | $413,700 (-) Land $100,000 Building $313,700 | |
| 2025 | $19,410.00 Homeowner's exemption | $386,967 | $413,700 Land $100,000 Building $313,700 |
| 2023 | $6,918.00 Homeowner's exemption | $333,500 Land $100,000 Building $233,500 | $333,500 Land $100,000 Building $233,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1031 Rye Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1031 Rye Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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