Charles County property record for 1035 Rye Dr, La Plata, MD 20646
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,244 sqft · built 2020 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Sep 2025) |
| Tax Bill | $6,918 (2023) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-357914 |
| Primary APN | 01-357914 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,244 sqft Living Area |
| Gross Area | 2,664 sqft |
| 1st Floor Area | 468 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 357914 |
|---|---|
| Street Address | 1035 RYE DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3241 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-10 |
| Legal Description | LOT 501= 0.0501 AC SEC 4C-2 AGRICOPIA SUB |
| Legal Subdivision | AGRICOPIA SUB |
| Legal Block | 2 |
| Legal Lot Number | 501 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 851004 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1035 RYE DR, LA PLATA, MD 20646-3241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC |
| Sep 30, 2025 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Feb 5, 2021 | Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Feb 5, 2021 · Amount on Record |
| Deed Book / Page | 13806 / 151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1035 RYE DR, LA PLATA, MD 20646-3241 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1035 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0123210217 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 12321/217 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 30, 2025 |
| Property Address | 1035 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0138060151 |
| Book / Page | 13806 / 151 |
| Map Reference | MB 61 FO 69 |
| Instrument Date | Aug 7, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1035 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0013806159 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 13806/159 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2055 |
| Document Number | 0138060179 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 13806/179 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 5, 2021 |
| Property Address | 1035 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 0115920447 |
| Book / Page | 11592 / 447 |
| Map Reference | MB 61 FO 69 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,609.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1035 RYE DR, LA PLATA, MD 20646-3241 |
| Document Number | 11592452 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 11592/452 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,700 (+6.91%) Land $100,000 Building $313,700 | $413,700 (-) Land $100,000 Building $313,700 | |
| 2025 | $386,967 (+16.03%) | $413,700 (+24.05%) Land $100,000 Building $313,700 | |
| 2023 | $6,918.00 | $333,500 Land $100,000 Building $233,500 | $333,500 Land $100,000 Building $233,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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