1022 Rye Dr, La Plata, MD 20646 Property Records

Charles County property record for 1022 Rye Dr, La Plata, MD 20646

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,490 sqft · built 2020
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on Record
Tax Bill$20,465 (2025)
Deeds & MortgagesOct 2023 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-358641

Property Details

APN / Parcel Number

Primary APN01-358641
Alternative APN
  • 358641

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,490 sqft Living Area
Gross Area2,784 sqft
1st Floor Area634 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,049 sqft (0.07 acres)
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number358641
Street Address1022 RYE DR
CityLA PLATA
StateMD
Zip20646-3241
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-10
Legal DescriptionLOT 518 SEC 4C-3 = 0 AGRICOPIA SUB TOWN OF LA PLATA
Legal SubdivisionTOWN OF LA PLATA
Legal Block2
Legal Lot Number518
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2004
Census Tract851004

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1022 RYE DR, LA PLATA, MD 20646-3241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Intrafamily Transfer, Transfer · FHA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Mar 1, 2021Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2023
Deed SaleOct 27, 2023
Prior SaleMar 1, 2021 · Amount on Record
Deed Book / Page13098 / 364
Prior Transfer DateAug 16, 2023
Prior Transfer Doc0130980364
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLES MD
Recording DateOct 27, 2023
Property Address1022 RYE DR, LA PLATA, MD 20646-3241
Document Number0130980364
Book / Page13098 / 364
Map ReferenceMB 61 FO 288
Instrument DateAug 16, 2023
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyNOT AVAILABLE, CLIENTFIRST TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1022 RYE DR, LA PLATA, MD 20646-3241

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1022 RYE DR, LA PLATA, MD 20646-3241

Mortgage

Document Number0013098368
DateOct 27, 2023
Instrument13098/368
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2053

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateMar 1, 2021
Property Address1022 RYE DR, LA PLATA, MD 20646-3241
Document Number0116510196
Book / Page11651 / 196
Map ReferenceMB 61 FO 288
Instrument DateJan 26, 2021
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyBUYERS TITLE, BUYERS TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,564.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1022 RYE DR, LA PLATA, MD 20646-3241

Mortgage

Document Number11651201
DateMar 1, 2021
Instrument11651/201
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityLa Plata Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$455,300 (+9.33%) Land $100,000 Building $355,300$455,300 (-) Land $100,000 Building $355,300
2025$20,465.00 (+192.52%)$416,433 (+22.95%)$455,300 (+34.43%) Land $100,000 Building $355,300
2023$6,996.00$338,700 Land $100,000 Building $238,700$338,700 Land $100,000 Building $238,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LA PLATA
serves 11,535 people · EPA ID MD0080025
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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