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1029 Rye Dr, La Plata, MD 20646 Property Records

Charles County property record for 1029 Rye Dr, La Plata, MD 20646

Property Summary

Property TypeTownhouse
Details4 ba · 2,439 sqft · built 2020
Lot Size0.071 acres (3,093 sqft)
Owner2 Individual Names on Record
Last Sale$351,900 (Dec 2020)
Tax Bill$6,980 (2023)
Deeds & MortgagesOct 2020 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-357911

Property Details

APN / Parcel Number

Primary APN01-357911
Alternative APN
  • 357911

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,439 sqft Total Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,093 sqft (0.071 acres)
Garage TypeBuilt-in
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number357911
Street Address1029 RYE DR
CityLA PLATA
StateMD
Zip20646-3241
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-10
Legal DescriptionLOT 498 = 0.0710 AC SEC 4C-2 AGRICOPIA SUB
Legal SubdivisionAGRICOPIA SUB
Legal Lot Number498
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2006
Census Tract851004

Owner

Source: Charles County records, as of October 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address123 SARMIENTO LN, SUMMERVILLE, SC 29483-8441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed of Trust, Mortgage · VA Mortgage
WATERSTONE MTG CORP
Dec 3, 2020Grant Deed, Transfer · VA Mortgage
WATERSTONE MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2020 · Amount on Record
Deed SaleDec 3, 2020 · Amount on Record
Deed Document Number0011470232
Deed Book / Page11470 / 232
Record UpdatedJun 7, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address1029 RYE DR, LA PLATA, MD 20646-3241
Document Number0114700236
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1029 RYE DR LA PLATA MD 206463241, LA PLATA, MD 20646-3241

Mortgage

Document Number0114700236
DateDec 3, 2020
Book Page011470/000236
Lender
NameWATERSTONE MTG CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 2, 2050

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateDec 3, 2020
Property Address1029 RYE DR, LA PLATA, MD 20646-3241
Document Number0114700232
Book / Page011470 / 000232
Instrument DateOct 16, 2020
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyBUYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$352.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1029 RYE DR LA PLATA MD 206463241, LA PLATA, MD 20646-3241

Mortgage

Document Number114700236
DateDec 3, 2020
Book Page011470/000236
Lender
NameWATERSTONE MTG CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 2, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityLa Plata Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,980.00$339,600 Land $100,000 Building $239,600$339,600 Land $100,000 Building $239,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LA PLATA
serves 11,535 people · EPA ID MD0080025
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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