St. Joseph County property record for 10309 Harder Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,064 sqft · built 1940 |
| Lot Size | 8.17 acres (355,885 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,282 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-006-005-03 |
| Primary APN | 003-006-005-03 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,064 sqft Building Perimeter |
| 1st Floor Area | 884 sqft |
| Basement Area | 828 sqft |
| Unfinished Basement | 828 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 355,885 sqft (8.17 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10309 HARDER RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-2 |
| Legal Description | COM N 1/4 COR SEC 6 T7S R12W TH W 805 FT THE POB TH S 483.5 FT TH S 89D W 738.81 FT TH N 490 FT TO N SEC LN TH E 732.77 FT TO |
| Legal Range | 12W |
| Legal Township | 07S |
| Legal Section | 06 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | CONSTANTINE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 41101 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10309 HARDER RD, THREE RIVERS, MI 49093-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1997 |
| Deed Sale | Aug 1, 1997 |
| Deed Book / Page | 801 / 615 |
| Record Updated | Sep 20, 2026 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Constantine Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,800 Land $25,700 Building $56,100 | $163,600 Land $51,400 Building $112,200 | |
| 2025 | $1,282.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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