10123 Harder Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 10123 Harder Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,248 sqft
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Mar 2020)
Tax Bill	$820 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Dec 2019 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-006-005-05`

Property Details

APN / Parcel Number

Primary APN	`003-006-005-05`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,248 sqft Building Perimeter
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Lot Area	26,572 sqft (0.61 acres)
Garage Area	784 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10123 HARDER RD
City	THREE RIVERS
State	MI
Zip	49093-9239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR SEC 6 T7S R12W TH E 520.64 FT TO POB TH S 209.62 FT TH E 127 FT TH N 209.62 FT TH W 127 FT TO POB.
Legal Range	12W
Legal Township	07S
Legal Section	06
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	2
Census Block	2010
Census Tract	41101

Owner

Source: St. Joseph County records · APN 003-006-005-05

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10123 HARDER RD, THREE RIVERS, MI 49093-9239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Special Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Dec 30, 2019	Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Mar 07, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	Mar 07, 2019 · Amount on Record
Deed Book / Page	2000 / 770
Record Updated	Sep 20, 2026

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 17, 2020
Property Address	10123 HARDER RD, THREE RIVERS, MI 49093-9239
Document Number	002000/770
Book / Page	2000 / 770
Instrument Date	Mar 11, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 7TH ST SW, 451, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	818 8TH ST, THREE RIVERS, MI 49093-1718

Mortgage

Document Number	0002000772
Date	Mar 17, 2020
Instrument	2000/772

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

December 2019: Deed, Foreclosure

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 30, 2019
Property Address	10123 HARDER RD, THREE RIVERS, MI 49093-9239
Document Number	1990/0729
Book / Page	1990 / 0729
Instrument Date	Apr 05, 2019
Transaction Type	Foreclosure
Record Updated	Jul 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 KINGSLEY DR, 5001, CINCINNATI, OH 45227-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420

March 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 07, 2019
Property Address	10123 HARDER RD, THREE RIVERS, MI 49093-9239
Document Number	1950/0334
Book / Page	1950 / 0334
Instrument Date	Feb 28, 2019
Transaction Type	Foreclosure
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,500	$213,000
2025	$820.00 Homeowner's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midwest Energy Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 13 locations within half a mile of this property.

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