10164 Harder Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 10164 Harder Rd, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,472 sqft · built 1978
Lot Size3.84 acres (167,270 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Jan 2006)
Tax Bill$649 (2025)
Flood ZoneZone X (minimal risk)
APN004-031-011-10

Property Details

APN / Parcel Number

Primary APN004-031-011-10

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,472 sqft Living Area
1st Floor Area1,472 sqft
Basement Area1,196 sqft
Unfinished Basement1,196 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Lot Area167,270 sqft (3.84 acres)
Lot Dimensions250 ft deep x 250 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address10164 HARDER RD
CityTHREE RIVERS
StateMI
Zip49093-9239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionCOM ON S LN SEC 31 T6S R12W 104 FT E OF SW COR E 1/2 SW 1/4 SW 1/4 TH N 415 FT TH E 416 FT TH S 415 FT TO S LN SD SEC TH W 41
Legal Range12W
Legal Township06S
Legal Section31
JurisdictionST JOSEPH MI
Township / Civil DivisionFABIUS
Census Block Group4
Census Block4019
Census Tract41102

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10164 HARDER RD, THREE RIVERS, MI 49093-9239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2006 · Amount on Record
Deed SaleJan 25, 2006 · Amount on Record
Prior SaleJul 29, 1998
Deed Book / Page1354 / 193
Prior Transfer DateDec 27, 2004
Prior Transfer Doc1280/0069
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionFabius Township
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$111,300 (+12.88%)$222,600 (+12.88%)
2025$649.00 Homeowner's exemption$98,600 Land $23,300 Building $75,300$197,200 Land $46,600 Building $150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1996–2008)
Most Recent ClaimSep 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midwest Energy & Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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