St. Joseph County property record for 10588 Harder Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,342 sqft · built 2002 |
| Lot Size | 2.48 acres (108,029 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,000 (Aug 2015) |
| Tax Bill | $936 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-031-015-00 |
| Primary APN | 004-031-015-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,342 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| Basement Area | 1,342 sqft |
| Unfinished Basement | 1,342 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Lot Area | 108,029 sqft (2.48 acres) |
| Lot Dimensions | 470 ft deep x 230 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10588 HARDER RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-8253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM S 1/4 COR SEC 31 T6S R12W TH S 89D 44M 19S E 352.50 FT TO POB TH N 00D 16M 46S W 500 FT TH S 89D 44M 19S E 225 FT TH S 00 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 31 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 41102 |
10588 Harder Rd is owned and occupied by an individual who bought it in August 2015.
Source: St. Joseph County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10588 HARDER RD, THREE RIVERS, MI 49093-8253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2015 · Amount on File |
| Deed Sale | Aug 26, 2015 · Amount on File |
| Prior Sale | Nov 1, 2002 · Amount on File |
| Deed Book / Page | 1794 / 669 |
| Prior Transfer Date | Aug 8, 1994 |
| Prior Transfer Doc | 1096000195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 10588 HARDER RD, THREE RIVERS, MI 49093-8253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10588 HARDER RD, THREE RIVERS, MI 49093-8253 |
| Document Number | 2022000828 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022000828 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 10588 Harder Rd was $936 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,900 | $295,800 | |
| 2025 | $936.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10588 Harder Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2008) |
| Most Recent Claim | Sep 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10588 Harder Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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