St. Joseph County property record for 10304 Harder Rd, Three Rivers, MI 49093
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 1 ba · 924 sqft |
| Lot Size | 40.3 acres (1,758,082 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,276 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-031-011-00 |
| Primary APN | 004-031-011-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 924 sqft Total Area |
| 1st Floor Area | 924 sqft |
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 1,758,082 sqft (40.3 acres) |
| Lot Dimensions | 550 ft deep x 500 ft wide |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 5 Buildings |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 10304 HARDER RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9239 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | AG |
| Legal Description | FROM SW COR OF SEC 31 T6S R12W S 89D 02M 40S E 1139.86 FT TO POB TH N 00D 07M 20S E 415 FT TH N 89D 02M 40S W 520 FT TH N 00D |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 31 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 41102 |
10304 Harder Rd, an agricultural property, is owned and occupied by two individuals who acquired it in December 2013.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10138 HARDER RD, THREE RIVERS, MI 49093-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2001 |
| Deed Sale | Jun 22, 2001 |
| Prior Sale | Apr 20, 1999 |
| Deed Book / Page | 996 / 330 |
| Last Transfer Date | Dec 20, 2013 |
| Transfer Doc | 01730/0238 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 10304 Harder Rd was $2,276 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,500 (+19.96%) Land $153,800 Building $18,700 | $345,000 (+19.96%) Land $307,600 Building $37,400 | |
| 2025 | $2,276.00 Homeowner's exemption | $143,800 Land $135,800 Building $8,000 | $287,600 Land $271,600 Building $16,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10304 Harder Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2008) |
| Most Recent Claim | Sep 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10304 Harder Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
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