103 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 103 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 952 sqft · built 1960
Lot Size0.12 acres (5,302 sqft)
Owner2 Individual Names on File
Tax Bill$1,974 (2025)
Flood ZoneZone AE (high risk)
APN258AD002

Property Details

APN / Parcel Number

Primary APN258AD002
Alternative APNs
  • 107518317479
  • 63688310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area952 sqft Heated Area
Gross Area1,424 sqft
1st Floor Area952 sqft
FlooringSoftwood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1970
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,302 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number63688310
Street Address103 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469-7603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-9 B-10 S-B OIB PLAT 3/179
Legal Block10
Legal Lot Number9
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3007
Census Tract20512

Owner

Source: Brunswick County assessment roll, as of August 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2751 S NETHERFIELD DR, MIDLOTHIAN, VA 23113-6444
Owner TypeIndividual
VestingHer Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 1, 1998
Deed SaleMar 1, 1998
Deed Book / Page1210 / 462
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,974.00$548,020 (-) Land $400,000 Building $148,020$548,020 (-) Land $400,000 Building $148,020
2023$548,020 Land $400,000 Building $148,020$548,020 Land $400,000 Building $148,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 596 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
incl. 62 condo units
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Atlantic Telephone Membership
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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