96 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 96 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,880 sqft · built 1994
Lot Size0.173 acres (7,539 sqft)
OwnerCompany Name on File
Tax Bill$4,931 (2025)
Deeds & MortgagesOct 2020 Sale
Aug 2019 Line of Credit
Flood ZoneZone VE (high risk)
APN258AI014

Property Details

APN / Parcel Number

Primary APN258AI014
Alternative APNs
  • 107518314291
  • 60174860

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,880 sqft Heated Area
Gross Area3,816 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1996
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialShingle
Lot Area7,539 sqft (0.173 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number60174860
Street Address96 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-16 B-11 S-B OIB PLAT 3/179-179A
Legal Block11
Legal Lot Number16
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3011
Census Tract20512

Owner

Source: Brunswick County assessment roll, as of August 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address201 VILLAGE RD, SHALLOTTE, NC 28470-4441
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Aug 19, 2019Grant Deed, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateOct 16, 2020
Property Address96 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0044640124
Book / Page004464 / 000124
Instrument DateOct 16, 2020
Transaction TypeTransfer
Record UpdatedNov 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,700.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address855 RAINBOW FOREST DR TROUTVILLE VA 241756529, TROUTVILLE, VA 24175-6529

August 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionBRUNSWICK NC
Recording DateAug 19, 2019
Property Address96 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0042320720
Book / Page004232 / 000720
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 23, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address96 E FIRST ST OCEAN ISLE BEACH NC 28469, OCEAN ISLE BEACH, NC 28469

Mortgage

Document Number42320720
DateAug 19, 2019
Book Page004232/000720
Lender
NameBRANCH BK&TR
TypeBank
Address100 SHALLOTTE CROSSING PKWY, SHALLOTTE, NC 28470-1792
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,931.00$1,324,790 (+0.45%) Land $800,000 Building $524,790$1,324,790 (+0.45%) Land $800,000 Building $524,790
2023$1,318,790 Land $800,000 Building $518,790$1,318,790 Land $800,000 Building $518,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 596 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
incl. 62 condo units
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Atlantic Telephone Membership
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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