108 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 108 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,368 sqft · built 1972
Lot Size0.17 acres (7,385 sqft)
OwnerCompany Name on Record
Tax Bill$3,853 (2025)
Flood ZoneZone AE (high risk)
APN258AI009

Property Details

APN / Parcel Number

Primary APN258AI009
Alternative APNs
  • 107518317370
  • 60742740

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,368 sqft Heated Area
Gross Area2,950 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1980
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,385 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number60742740
Street Address108 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-10 B-11 S-B OI PLAT 3/179-179A
Legal Block11
Legal Lot Number10
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3011
Census Tract20512

Owner

Source: Brunswick County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address106 HARVEST DR, CHARLOTTESVILLE, VA 22903-4845
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2004
Deed SaleNov 1, 2004
Deed Book / Page2044 / 76
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,853.00$1,068,140 (-) Land $800,000 Building $268,140$1,068,140 (-) Land $800,000 Building $268,140
2023$1,068,140 Land $800,000 Building $268,140$1,068,140 Land $800,000 Building $268,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 596 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
incl. 62 condo units
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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