Brunswick County property record for 97 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,706 sqft · built 1983 |
| Lot Size | 0.12 acres (5,172 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $432,500 (Nov 2016) |
| Tax Bill | $3,234 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 258AC009 |
| Primary APN | 258AC009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,706 sqft Heated Area |
| Gross Area | 2,828 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,172 sqft (0.12 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80054789 |
|---|---|
| Street Address | 97 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-2 B-12 S-B OIB PLAT 3/179+179A |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20512 |
Source: Brunswick County assessment roll, as of August 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 301 EDGEDALE DR, HIGH POINT, NC 27262-2905 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2016 · Amount on Record |
| Deed Sale | Nov 14, 2016 · Amount on Record |
| Deed Book / Page | 3839 / 397 |
| Prior Transfer Date | Feb 15, 2011 |
| Prior Transfer Doc | 0031401009 |
| Record Updated | Sep 20, 2026 |
Source: Brunswick County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,234.00 | $884,960 (-) Land $400,000 Building $484,960 | $884,960 (-) Land $400,000 Building $484,960 |
| 2024 | $3,234.00 | ||
| 2023 | $884,960 Land $400,000 Building $484,960 | $884,960 Land $400,000 Building $484,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 596 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 658 units insured incl. 62 condo units |
| Nearby Flood Claims | 901 (1979–2022) |
| Claims Outside the SFHA | 2 of 901 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Atlantic Telephone Membership Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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