Brunswick County property record for 105 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,496 sqft · built 2003 |
| Lot Size | 0.11 acres (4,937 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,395,000 (Apr 2024) |
| Tax Bill | $3,883 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2019 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 258AD003 |
| Primary APN | 258AD003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Heated Area |
| Gross Area | 3,564 sqft |
| 1st Floor Area | 1,248 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,937 sqft (0.11 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80153455 |
|---|---|
| Street Address | 105 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-8 B-10 S-B OIB PL 3/179 |
| Legal Subdivision | SECTION B OCEAN ISLE BEACH NC |
| Legal Block | 10 |
| Legal Lot Number | 8 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20512 |
Source: Brunswick County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19789 SWANEY LN, DAVIDSON, NC 28036-8621 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage SERVISFIRST BANK |
| May 2, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST FED'L BK/THE MIDWEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on Record |
| Deed Sale | Apr 26, 2024 · Amount on Record |
| Prior Sale | Apr 2, 2019 · Amount on Record |
| Deed Book / Page | 5169 / 149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Apr 26, 2024 |
| Property Address | 105 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0051690149 |
| Book / Page | 5169 / 149 |
| Map Reference | MB 3 PG 179&179A |
| Instrument Date | Apr 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6600 N RUSSELL RD, OAK HARBOR, OH 43449-9747 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 19789 SWANEY LN, DAVIDSON, NC 28036-8621 |
| Document Number | 0005169152 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 5169/152 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 11.7% |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | May 2, 2019 |
| Property Address | 105 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0041851081 |
| Book / Page | 004185 / 001081 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6600 N RUSSELL RD OAK HARBOR OH 434499747, OAK HARBOR, OH 43449-9747 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Apr 2, 2019 |
| Property Address | 105 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0041740625 |
| Book / Page | 004174 / 000625 |
| Instrument Date | Mar 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6600 N RUSSELL RD OAK HARBOR OH 434499747, OAK HARBOR, OH 43449-9747 |
| Document Number | 41740628 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 004174/000628 |
| Name | FIRST FED'L BK/THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Brunswick County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,883.00 | $989,250 (+2.4%) Land $400,000 Building $589,250 | $989,250 (+2.4%) Land $400,000 Building $589,250 |
| 2023 | $966,020 Land $400,000 Building $566,020 | $966,020 Land $400,000 Building $566,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 596 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 658 units insured incl. 62 condo units |
| Nearby Flood Claims | 901 (1979–2022) |
| Claims Outside the SFHA | 2 of 901 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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