103 E 820 S, Cedar City, UT 84720 Property Records

Iron County property record for 103 E 820 S, Cedar City, UT 84720

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,407 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2021 Mortgage + 1 more
APN	`B-1772-0003-0000`

Property Details

APN / Parcel Number

Primary APN	`B-1772-0003-0000`
Alternative APNs	`441995-1` `0441995`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Account Number	0441995
Street Address	103 E 820 S
City	CEDAR CITY
State	UT
Zip	84720-3579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, LONE TREE SUBDIVISION, UNIT 2.
Legal Range	11W
Legal Township	36S
Legal Section	23
Legal Subdivision	LONE TREE SUBDIVISION
Legal Lot Number	3
Legal Unit	2
Jurisdiction	IRON UT
Township / Civil Division	CEDAR CITY
Census Block Group	1
Census Block	1017
Census Tract	110602

Owner

Source: Iron County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 E 820 S, CEDAR CITY, UT 84720-3579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage DENNIS GRAVES
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jun 1, 2021	Warranty Deed, Transfer INWEST TITLE SERVICES-STATE GEORGE, INWEST TITLE SVCS ST GEORGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021
Deed Sale	Jun 1, 2021
Prior Sale	Feb 24, 2011 · Amount on Record
Deed Document Number	2021770191
Deed Book / Page	1554 / 50
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	103 E 820 S, CEDAR CITY, UT 84720-3579
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E 820 S, CEDAR CITY, UT 84720-3579

Mortgage

Document Number	001562/706
Date	Jul 16, 2021
Book Page	1562/706
Instrument	773420

Lender

Name	DENNIS GRAVES
Type	Private Party
Address	2872 S MAJESTIC COURT DR, WASHINGTON, UT 84780

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	103 E 820 S, CEDAR CITY, UT 84720-3579
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	SOUTHERN UTAH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01572/1904
Date	Sep 17, 2021
Book Page	1572/1904
Instrument	777482

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRON UT
Recording Date	Jun 1, 2021
Property Address	103 E 820 S, CEDAR CITY, UT 84720-3579
Document Number	0001554/50
Book / Page	1554 / 50
Instrument Date	May 28, 2021
Instrument	770191
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	INWEST TITLE SERVICES-STATE GEORGE, INWEST TITLE SVCS ST GEORGE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 E 820 S, CEDAR CITY, UT 84720-3579

Tax Assessment & Valuation

Source: Iron County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Iron County
Municipality	Cedar City
Unified School District	Iron School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,407.00 (+4.02%)	$310,049 (-1.09%) Land $51,405 Building $258,644	$563,724 (-1.09%) Land $93,463 Building $470,261
2025		$313,458 (+7.97%) Land $46,732 Building $266,726	$569,924 (+7.97%) Land $84,967 Building $484,957
2023	$2,314.00	$290,320 Land $249,685 Building $40,635	$527,858 Land $73,884 Building $453,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 60% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR CITY WATERWORKS serves 39,670 people · EPA ID UTAH11002
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SC Broadband Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
InfoWest Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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