1028 River Oaks, Benton, AR 72019 Property Records

Saline County property record for 1028 River Oaks, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,564 sqft · built 1995
Lot Size	0.128 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Apr 2020)
Tax Bill	$2,246 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`800-61545-000`

Property Details

APN / Parcel Number

Primary APN	`800-61545-000`
Alternative APN	`62986`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,564 sqft Living Area
1st Floor Area	1,356 sqft
Upper Floors Area	1,208 sqft
Flooring	Steel Beam
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,600 sqft (0.128 acres)
Lot Dimensions	160 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	520 sqft
Driveway	Driveway
Driveway Area	1,887 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	102 sqft
Porch	Open Porch
Porch Area	63 sqft
Patio Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	62986
Street Address	1028 RIVER OAKS
City	BENTON
State	AR
Zip	72019-1887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2020-007121
Legal Range	15W
Legal Township	01S
Legal Section	34
Legal Subdivision	RIVER OAKS PH V
Legal Lot Number	45
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3010
Census Tract	10303

Owner

1028 River Oaks is owned and occupied by an individual who bought it in April 2020.

Source: Saline County records, as of October 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1028 RIVER OAKS, BENTON, AR 72019-1887
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Aug 7, 2017	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on File
Deed Sale	Apr 9, 2020 · Amount on File
Deed Document Number	2020-007121
Deed Book / Page	2020 / 007121
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Apr 9, 2020
Property Address	1028 RIVER OAKS, BENTON, AR 72019-1887
Document Number	0000007121
Instrument Date	Apr 9, 2020
Instrument	2020-007121
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 MARIE JEANNE DR, 104, NORTH LITTLE ROCK, AR 72113-7603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 RIVER OAKS, BENTON, AR 72019-1887

Mortgage

Document Number	0000007122
Date	Apr 9, 2020
Instrument	2020-007122

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1028 RIVER OAKS, BENTON, AR 72019-1887
Document Number	0000015260
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1028 RIVER OAKS BENTON AR 720191887, BENTON, AR 72019-1887

Mortgage

Document Number	0000015260
Date	Aug 18, 2017
Instrument	15260

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,271 Land $19,200 Building $43,071
2024	$2,246.00 (+2%)
2023	$2,202.00 Homeowner's exemption	$62,271 Land $19,200 Building $43,071	$311,355 Land $96,000 Building $215,355

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1028 River Oaks in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 River Oaks is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

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