1108 River Oaks, Benton, AR 72019 Property Records

Saline County property record for 1108 River Oaks, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,682 sqft · built 1998
Lot Size	0.501 acres (21,804 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Oct 2025)
Tax Bill	$2,066 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`800-61549-000`

Property Details

APN / Parcel Number

Primary APN	`800-61549-000`
Alternative APN	`62990`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,682 sqft Living Area
Gross Area	2,182 sqft
1st Floor Area	841 sqft
Upper Floors Area	841 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,804 sqft (0.501 acres)
Lot Dimensions	316 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	500 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft
Porch	Open Porch
Porch Area	10 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	62990
Street Address	1108 RIVER OAKS
City	BENTON
State	AR
Zip	72019-1888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2025-008120
Legal Range	15W
Legal Township	01S
Legal Section	34
Legal Subdivision	RIVER OAKS PH V
Legal Lot Number	49
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3010
Census Tract	10303

Owner

Source: Saline County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1003 WATSON PL, BENTON, AR 72015-3153
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 2, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Oct 20, 2025	Warranty Deed, Transfer
May 7, 2025	Foreclosure Foreclosure Auction
Jul 3, 2017	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	May 7, 2025 · Amount on Record
Deed Document Number	202520180
Deed Book / Page	2025 / 20180
Transfer Doc	0390000290
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1108 RIVER OAKS, BENTON, AR 72019-1888
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 RIVER OAKS, BENTON, AR 72019-1888

Mortgage

Document Number	0000008100
Date	May 11, 2023
Instrument	2023-008100

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2063

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1108 RIVER OAKS, BENTON, AR 72019-1888
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 RIVER OAKS, BENTON, AR 72019-1888

Mortgage

Document Number	0000007646
Date	May 2, 2024
Instrument	2024-007646

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2064

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1108 RIVER OAKS, BENTON, AR 72019-1888
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 RIVER OAKS, BENTON, AR 72019-1888

Mortgage

Document Number	0000001299
Date	Jan 18, 2022
Instrument	2022-001299

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Jul 1, 2047

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Oct 20, 2025
Property Address	1108 RIVER OAKS, BENTON, AR 72019-1888
Document Number	0000020180
Instrument Date	Oct 16, 2025
Instrument	2025-020180
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Tax	$775.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 E PAGE AVE, MALVERN, AR 72104-4355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 WATSON PL, BENTON, AR 72015-3153

May 2025: Foreclosure

Document Type	Foreclosure
Jurisdiction	SALINE AR
Recording Date	May 7, 2025
Property Address	1108 RIVER OAKS, BENTON, AR 72019-1888
Document Number	0000008120
Instrument Date	May 6, 2025
Instrument	2025-008120
Transaction Type	Foreclosure
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Tax	$567.60
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 RIVER OAKS, BENTON, AR 72019-1888

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1566 REYBURN CREEK RD, MALVERN, AR 72104-7613

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jul 3, 2017
Property Address	1108 RIVER OAKS, BENTON, AR 72019-1888
Document Number	0000011985
Instrument Date	Jun 27, 2017
Instrument	2017-011985
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	LENDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 RIVER OAKS, BENTON, AR 72019-1888

Mortgage

Document Number	0000011986
Date	Jul 3, 2017
Instrument	2017-011986

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,066.00	$37,307 (-) Land $9,600 Building $27,707	$186,535 (-) Land $48,000 Building $138,535
2024	$2,066.00 (+5.46%)
2023	$1,959.00	$37,307 Land $9,600 Building $27,707	$186,535 Land $48,000 Building $138,535

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 67% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

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