1027 River Oaks, Benton, AR 72019 Property Records

Saline County property record for 1027 River Oaks, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,182 sqft · built 1995
Lot Size	0.587 acres (25,560 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Aug 2020)
Tax Bill	$2,164 (2025)
Deeds & Mortgages	May 2022 Transfer Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800-61539-000`

Property Details

APN / Parcel Number

Primary APN	`800-61539-000`
Alternative APN	`62980`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,182 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	1,385 sqft
Upper Floors Area	527 sqft
Basement Area	270 sqft
Finished Basement	270 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,560 sqft (0.587 acres)
Lot Dimensions	284 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	544 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1027 RIVER OAKS
City	BENTON
State	AR
Zip	72019-1886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2022-011364
Legal Range	15W
Legal Township	01S
Legal Section	34
Legal Subdivision	RIVER OAKS PH V
Legal Lot Number	39
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3000
Census Tract	10303

Owner

Source: Saline County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1027 RIVER OAKS, BENTON, AR 72019-1886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Intrafamily Transfer, Transfer
Apr 7, 2021	Intrafamily Transfer, Transfer
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 13, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Sep 27, 2007 · Amount on Record
Deed Document Number	202016443
Transfer Doc	0390000290
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE AR
Recording Date	May 12, 2022
Property Address	1027 RIVER OAKS, BENTON, AR 72019-1886
Document Number	0000011364
Instrument Date	May 5, 2022
Instrument	2022-011364
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1027 RIVER OAKS, 1027, BENTON, AR 72019-1886

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 RIVER OAKS, BENTON, AR 72019-1886

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE AR
Recording Date	Apr 7, 2021
Property Address	1027 RIVER OAKS, BENTON, AR 72019-1886
Document Number	0000008651
Instrument Date	Mar 25, 2021
Instrument	2021-008651
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1027 RIVER OAKS, BENTON, AR 72019-1886

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Aug 3, 2020
Property Address	1027 RIVER OAKS, BENTON, AR 72019-1886
Document Number	0000016443
Instrument Date	Jul 30, 2020
Instrument	2020-016443
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4409 WADE LEE CV, 4409, BENTON, AR 72019-8165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 RIVER OAKS, BENTON, AR 72019-1886

Mortgage

Document Number	0000016444
Date	Aug 3, 2020
Instrument	2020-016444

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1027 RIVER OAKS, BENTON, AR 72019-1886
Document Number	0000004844
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	May 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1027 RIVER OAKS BENTON AR 720191886, BENTON, AR 72019-1886

Mortgage

Document Number	0000004844
Date	Mar 20, 2017
Instrument	4844

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 19, 2032

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,164.00 (+30.05%) Homeowner's exemption	$42,902 (-) Land $9,600 Building $33,302	$214,510 (-) Land $48,000 Building $166,510
2024	$1,664.00 (+1.16%)
2023	$1,645.00 Homeowner's exemption	$42,902 Land $9,600 Building $33,302	$214,510 Land $48,000 Building $166,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

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