1026 River Oaks, Benton, AR 72019 Property Records

Saline County property record for 1026 River Oaks, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,220 sqft · built 1995
Lot Size	0.262 acres (11,410 sqft)
Owner	2 Individual Names on File
Last Sale	$182,500 (Jun 2020)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Jun 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`800-61544-000`

Property Details

APN / Parcel Number

Primary APN	`800-61544-000`
Alternative APN	`62985`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,220 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	2,220 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	11,410 sqft (0.262 acres)
Lot Dimensions	163 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	736 sqft
Porch	Open Porch
Porch Area	88 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1026 RIVER OAKS
City	BENTON
State	AR
Zip	72019-1887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2020-011692
Legal Range	15W
Legal Township	01S
Legal Section	34
Legal Subdivision	RIVER OAKS PH V
Legal Lot Number	44
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3010
Census Tract	10303

Owner

1026 River Oaks is owned and occupied by two individuals who bought it in June 2020.

Source: Saline County records, as of October 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1026 RIVER OAKS, BENTON, AR 72019-1887
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	Dec 21, 2009 · Amount on File
Deed Document Number	202011692
Transfer Doc	0390000290
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jun 8, 2020
Property Address	1026 RIVER OAKS, BENTON, AR 72019-1887
Document Number	0000011692
Instrument Date	May 27, 2020
Instrument	11692
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1026 RIVER OAKS BENTON AR 720191887, BENTON, AR 72019-1887

Mortgage

Document Number	11693
Date	Jun 8, 2020
Instrument	11693

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1026 River Oaks was $2,540.

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,540.00	$45,851 Land $9,600 Building $36,251	$229,255 Land $48,000 Building $181,255
2024	$2,540.00 (+5.22%)
2023	$2,414.00	$45,851 Land $9,600 Building $36,251	$229,255 Land $48,000 Building $181,255

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1026 River Oaks in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1026 River Oaks is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

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