1024 River Oaks, Benton, AR 72019 Property Records

Saline County property record for 1024 River Oaks, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,111 sqft · built 1995
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Dec 2025)
Tax Bill	$2,523 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`800-61543-000`

Property Details

APN / Parcel Number

Primary APN	`800-61543-000`
Alternative APN	`62984`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,111 sqft Living Area
Gross Area	3,269 sqft
1st Floor Area	1,168 sqft
Basement Area	675 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	180 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	483 sqft
Driveway	Concrete Driveway
Driveway Area	588 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	45 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1024 RIVER OAKS
City	BENTON
State	AR
Zip	72019-1887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2022-022946
Legal Range	15W
Legal Township	01S
Legal Section	34
Legal Subdivision	RIVER OAKS PH V
Legal Lot Number	43
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3010
Census Tract	10303

Owner

Source: Saline County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1024 RIVER OAKS, BENTON, AR 72019-1887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 18, 2025	Warranty Deed, Transfer · FHA Mortgage EUSTIS MORTGAGE CORP
Oct 6, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 1, 2018	Warranty Deed, Transfer · VA Mortgage SIMMONS BANK
Oct 1, 2018	Quit Claim Deed, Transfer LENDERS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Oct 6, 2022 · Amount on Record
Deed Document Number	202524330
Deed Book / Page	2025 / 24330
Prior Transfer Date	Feb 21, 2006
Prior Transfer Doc	0000001973
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1024 RIVER OAKS, BENTON, AR 72019-1887
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 RIVER OAKS, BENTON, AR 72019-1887

Mortgage

Document Number	0000002920
Date	Feb 22, 2024
Instrument	2024-002920

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	635 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Nov 1, 2052

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Dec 18, 2025
Property Address	1024 RIVER OAKS, BENTON, AR 72019-1887
Document Number	0000024330
Instrument Date	Dec 12, 2025
Instrument	2025-024330
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1024 RIVER OAKS, BENTON, AR 72019-1887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 RIVER OAKS, BENTON, AR 72019-1887

Mortgage

Document Number	0000024331
Date	Dec 18, 2025
Instrument	2025-024331

Lender

Name	EUSTIS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Oct 6, 2022
Property Address	1024 RIVER OAKS, BENTON, AR 72019-1887
Document Number	0000022946
Instrument Date	Oct 3, 2022
Instrument	2022-022946
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1416 LENORE, BENTON, AR 72019-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 RIVER OAKS, BENTON, AR 72019-1887

Mortgage

Document Number	0000022947
Date	Oct 6, 2022
Instrument	2022-022947

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Oct 1, 2018
Property Address	1024 RIVER OAKS, BENTON, AR 72019-1887
Document Number	0000018871
Instrument Date	Sep 28, 2018
Instrument	2018-018871
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1024 RIVER OAKS, 1024, BENTON, AR 72019-1887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 RIVER OAKS, BENTON, AR 72019-1887

Mortgage

Document Number	0000018872
Date	Oct 1, 2018
Instrument	2018-018872

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALINE AR
Recording Date	Oct 1, 2018
Property Address	1024 RIVER OAKS, BENTON, AR 72019-1887
Document Number	0000018870
Instrument Date	Sep 28, 2018
Instrument	18870
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	LENDERS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 RIVER OAKS BENTON AR 720191887, BENTON, AR 72019-1887

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,523.00	$45,552 (-) Land $9,600 Building $35,952	$227,760 (-) Land $48,000 Building $179,760
2024	$2,523.00
2023	$2,523.00 Homeowner's exemption	$45,552 Land $9,600 Building $35,952	$227,760 Land $48,000 Building $179,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

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