10276 Frances Rd, Flushing, MI 48433 Property Records

Genesee County property record for 10276 Frances Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,964 sqft · built 1976
Lot Size	13.8 acres (601,607 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Apr 2023)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-33-300-034`

Property Details

APN / Parcel Number

Primary APN	`13-33-300-034`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,964 sqft Living Area
1st Floor Area	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Foundation Type	No Foundation
Lot Area	601,607 sqft (13.8 acres)
Lot Dimensions	2,560 ft deep x 235 ft wide
Garage Area	2,928 sqft
Parking Spaces	10 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10276 FRANCES RD
City	FLUSHING
State	MI
Zip	48433-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF-RESID F
Legal Description	A PARCEL OF LAND BEG AT S 1/4 COR OF SEC TH W 235.7 FT TH N 0 DEG 10 MIN 45 SEC W 2560.32 FT TH N 87 DEG 49 MIN 47 SEC E
Legal Range	05E
Legal Township	09N
Legal Section	33
Jurisdiction	GENESEE MI
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1012
Census Tract	12603

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10276 FRANCES RD, FLUSHING, MI 48433-9221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Apr 10, 2023	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE
May 31, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/ESTN MI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Sep 7, 2005 · Amount on Record
Deed Document Number	202315543
Prior Transfer Date	Jun 6, 2014
Prior Transfer Doc	0000049704
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10276 FRANCES RD, FLUSHING, MI 48433-9221
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10276 FRANCES RD, FLUSHING, MI 48433-9221

Mortgage

Document Number	0000002048
Date	Feb 3, 2026
Instrument	202602030002048

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 10, 2023
Property Address	10276 FRANCES RD, FLUSHING, MI 48433-9221
Document Number	0000015543
Instrument Date	Apr 5, 2023
Instrument	202304100015543
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10276 FRANCES RD, FLUSHING, MI 48433-9221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11061 STANLEY RD, FLUSHING, MI 48433-9342

Mortgage

Document Number	0000015501
Date	Apr 10, 2023
Instrument	202304100015501

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10276 FRANCES RD, FLUSHING, MI 48433-9221
Document Number	0000072666
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10276 FRANCES RD FLUSHING MI 484339221, FLUSHING, MI 48433-9221

Mortgage

Document Number	0000072666
Date	Jun 21, 2018
Instrument	72666

Lender

Name	FIFTH THIRD BK/ESTN MI
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Montrose Charter Township
Unified School District	Montrose Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,634.00 (-70.22%) Homeowner's exemption	$155,400 (+23.53%)	$310,800 (+23.53%)
2024	$5,486.00 (+59.66%)
2023		$125,800	$251,600
2021	$3,436.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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