10320 Frances Rd, Flushing, MI 48433 Property Records

Genesee County property record for 10320 Frances Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,780 sqft · built 1970
Lot Size	14 acres (610,581 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2025)
Tax Bill	$1,022 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-33-300-002`

Property Details

APN / Parcel Number

Primary APN	`13-33-300-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	610,581 sqft (14 acres)
Lot Dimensions	2,544 ft deep x 240 ft wide
Garage Area	1,428 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10320 FRANCES RD
City	FLUSHING
State	MI
Zip	48433-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF-RESID F
Legal Description	A PARCEL OF LAND BEG 413.70 FT W OF S 1/4 COR OF SEC TH W 240 FT TH N 0 DEG 10 MIN 45 SEC W 2544.48 FT TH N 87 DEG 49 MIN 47
Legal Range	05E
Legal Township	09N
Legal Section	33
Jurisdiction	GENESEE MI
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1012
Census Tract	12603

Owner

Source: Genesee County records · APN 13-33-300-002

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10320 FRANCES RD, FLUSHING, MI 48433-9221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit FRANKENMUTH CU
Apr 08, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Aug 30, 2016 · Amount on Record
Deed Document Number	20257858
Prior Transfer Date	Apr 02, 2021
Prior Transfer Doc	0000037441
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10320 FRANCES RD, FLUSHING, MI 48433-9221
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10320 FRANCES RD, FLUSHING, MI 48433-9221
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006939
Date	Mar 10, 2026
Instrument	202603100006939

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 03, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10320 FRANCES RD, FLUSHING, MI 48433-9221
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10320 FRANCES RD, FLUSHING, MI 48433-9221

Mortgage

Document Number	202107130061152
Date	Jul 13, 2021
Instrument	202107130061152

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2041

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Apr 08, 2021
Property Address	10320 FRANCES RD, FLUSHING, MI 48433-9221
Document Number	202104080037441
Instrument Date	Apr 02, 2021
Instrument	202104080037441
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10320 FRANCES RD, FLUSHING, MI 48433-9221

Mortgage

Document Number	202104080037442
Date	Apr 08, 2021
Instrument	202104080037442

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Montrose Charter Township
Unified School District	Montrose Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,022.00 (-70.92%) Homeowner's exemption	$138,800 (+27.11%)	$277,600 (+27.11%)
2024	$3,515.00 (+14.12%)
2023		$109,200	$218,400
2021	$3,080.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Frances Rd

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