10272 Smith Rd, Union Pier, MI 49129 Property Records

Berrien County property record for 10272 Smith Rd, Union Pier, MI 49129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1952
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on File
Last Sale	$425,000 (Jun 2004)
Tax Bill	$9,874 (2025)
Deeds & Mortgages	Mar 2026 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-2850-0023-00-1`

Property Details

APN / Parcel Number

Primary APN	`13-2850-0023-00-1`
Alternative APN	`11-13-2850-0023-00-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Raised Ranch
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	144 ft deep x 98 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10272 SMITH RD
City	UNION PIER
State	MI
Zip	49129-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTZONI
Legal Description	THE WESTERLY 100' OF LOT 23 GOWDY SHORES
Legal Subdivision	GOWDY SHORES
Legal Lot Number	23
Legal Unit	23
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2120
Census Tract	11301

Owner

10272 Smith Rd is owned by a company that acquired it in March 2026.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	2750 HURD AVE, EVANSTON, IL 60201-1268
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Intrafamily Transfer, Transfer
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage A & N MORTGAGE SERVICES INC
Oct 1, 2019	Warranty Deed, Transfer NOT AVAILABLE, FAT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2004 · Amount on File
Deed Sale	Jun 18, 2004 · Amount on File
Prior Sale	May 27, 2003
Deed Book / Page	2519 / 1224
Last Transfer Date	Mar 12, 2026
Transfer Doc	0000456084
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 17, 2026
Property Address	10272 SMITH RD, UNION PIER, MI 49129-9457
Document Number	03472/4001
Book / Page	3472 / 4001
Map Reference	LB 9 PG 32
Instrument Date	Mar 12, 2026
Instrument	2026456084
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2750 HURD AVE, EVANSTON, IL 60201-1268

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	10272 SMITH RD, UNION PIER, MI 49129-9457
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03312/1518
Date	Feb 5, 2021
Book Page	3312/1518

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	10272 SMITH RD, UNION PIER, MI 49129-9457
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	DEVON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03251/1663
Date	Sep 30, 2019
Book Page	3251/1663

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 1, 2019
Property Address	10272 SMITH RD, UNION PIER, MI 49129-9457
Document Number	03251/2109
Book / Page	3251 / 2109
Map Reference	LB 9 PG 32
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, FAT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2750 HURD AVE, EVANSTON, IL 60201-1268

Tax Assessment & Valuation

The 2025 property tax bill for 10272 Smith Rd was $9,874, up 3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,500 (+2.63%)	$765,000 (+2.63%)
2025	$9,874.00 (+3%)	$372,700	$745,400
2024	$9,586.00
2023		$273,400	$546,800
2022	$8,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10272 Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10272 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

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