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10243 Smith Rd, Union Pier, MI 49129 Property Records

Berrien County property record for 10243 Smith Rd, Union Pier, MI 49129

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,972 sqft · built 1940
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (May 1995)
Tax Bill$5,071 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-0336-0076-02-6

Property Details

APN / Parcel Number

Primary APN13-0336-0076-02-6
Alternative APN
  • 11-13-0336-0076-02-6

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,972 sqft Living Area
1st Floor Area986 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions138 ft deep x 64 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address10243 SMITH RD
CityUNION PIER
StateMI
Zip49129-9457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSELECTZONI
Legal DescriptionCOM 198'N & 333.19'S71DEG25'E FROM SW COR OF NE1/4 OF NW FRL 1/4 OF SEC 36 T7S R21W TH S71DEG25'E ON C/L IRA SMITH RD 63.41'TH N30DEG 15'E 77.06'TH N59DEG42'E 84.32'TO S LN OF BLK F FIRST ADD TO GORDONS BEACH TH N56DEG10'W ON SD S LN 103.57'TH S30DEG
Legal Range21W
Legal Township07S
Legal Section36
Legal SubdivisionS LN OF BLK F FIRST ADD
Legal BlockF
JurisdictionBERRIEN MI
Township / Civil DivisionNEW BUFFALO
Census Block Group2
Census Block2015
Census Tract11301

Owner

10243 Smith Rd is owned and occupied by an individual who bought it in May 1995.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address10243 SMITH RD, UNION PIER, MI 49129-9457
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 1995 · Amount on File
Deed SaleMay 24, 1995 · Amount on File
Prior SaleMay 24, 1988 · Amount on File
Deed Book / Page1692 / 1074
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address10243 SMITH RD, UNION PIER, MI 49129-9457
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10243 SMITH RD, UNION PIER, MI 49129-9457

Mortgage

Document Number03388/3420
DateOct 17, 2022
Book Page3388/3420
Instrument2022364874
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10243 Smith Rd was $5,071.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNew Buffalo Township
Unified School DistrictNew Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$306,400$612,800
2025$5,071.00
2023$216,800$433,600
2022$4,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10243 Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10243 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHIKAMING TOWNSHIP
serves 2,825 people · EPA ID MI0001400
Water SourcePurchased surface water from LAKE CHARTER TOWNSHIP
Last State InspectionJun 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

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