10251 Smith Rd, Union Pier, MI 49129 Property Records

Berrien County property record for 10251 Smith Rd, Union Pier, MI 49129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,232 sqft · built 1931
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,295 (2025)
Deeds & Mortgages	Aug 2017 Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-0336-0076-05-1`

Property Details

APN / Parcel Number

Primary APN	`13-0336-0076-05-1`
Alternative APN	`11-13-0336-0076-05-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,232 sqft Living Area
1st Floor Area	1,776 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Raised Ranch
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	165 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10251 SMITH RD
City	UNION PIER
State	MI
Zip	49129-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTZONI
Legal Description	COM 198' N & 255.8' S71DEG25'E FROM SW COR OF NE1/4 OF NW FRL1/4 OF SEC 36 T7S R21W TH S71DEG25'E ON C/L IRA SMITH RD 77.39' TH N30DEG15'E 169.51' TO S LN BLK F FIRST ADD TO GORDONS BEACH TH N56DEG10'W ON SD S LN 75.9' TO E LN OF MEADOW DR TH S30DEG1
Legal Range	21W
Legal Township	07S
Legal Section	36
Legal Subdivision	TO S LN BLK F FIRST ADD
Legal Block	F
Legal Lot Number	1
Legal Unit	1
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2015
Census Tract	11301

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5540 S KENWOOD AVE, CHICAGO, IL 60637-1714
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2017	Deed of Trust, Mortgage · ARM THE PRIVATEBANK & TRUST CO
May 17, 2017	Deed, Transfer NOT AVAILABLE, FAT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2017
Deed Sale	May 17, 2017
Prior Sale	Apr 12, 2011
Deed Book / Page	3172 / 916
Prior Transfer Date	Jul 14, 2015
Prior Transfer Doc	03110/1900
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	10251 SMITH RD, UNION PIER, MI 49129-9457
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	PROPER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03179/0415
Date	Aug 1, 2017
Book Page	3179/0415

Lender

Name	THE PRIVATEBANK & TRUST CO
Type	Bank
Address	WORTH, IL 60482

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	May 17, 2017
Property Address	10251 SMITH RD, UNION PIER, MI 49129-9457
Document Number	03172/0916
Book / Page	3172 / 0916
Map Reference	LB7 PG1
Instrument Date	May 5, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, FAT

Transaction

Tax	$0.00
Amount Accuracy	Not Public Record
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 N PEORIA ST, CHICAGO, IL 60642-5438

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,400 (+2.93%)	$752,800 (+2.93%)
2025	$10,295.00 (+2.94%)	$365,700 (+35.7%)	$731,400 (+35.7%)
2024	$10,001.00 (+9.73%)
2023		$269,500	$539,000
2022	$9,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

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