10297 Smith Rd, Union Pier, MI 49129 Property Records

Berrien County property record for 10297 Smith Rd, Union Pier, MI 49129

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,783 sqft · built 1920
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Tax Bill$4,512 (2025)
Deeds & MortgagesApr 2026 Sale
Flood ZoneZone X (minimal risk)
APN13-2770-0004-01-3

Property Details

APN / Parcel Number

Primary APN13-2770-0004-01-3
Alternative APN
  • 11-13-2770-0004-01-3

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,783 sqft Living Area
1st Floor Area2,250 sqft
Basement Area1,066 sqft
Unfinished Basement1,066 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCape Cod
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions168 ft deep x 151 ft wide
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10297 SMITH RD
CityUNION PIER
StateMI
Zip49129-9457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOTS 4 & 5 GORDON'S BEACH
Legal SubdivisionGORDONS BEACH
Legal Lot Number4-5
JurisdictionBERRIEN MI
Township / Civil DivisionNEW BUFFALO
Census Block Group2
Census Block2015
Census Tract11301

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 W 867 FOX CREEK DR, ST CHARLES, IL 60175
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 1994
Deed SaleSep 16, 1994
Deed Book / Page1659 / 737
Last Transfer DateOct 3, 2024
Transfer Doc03436/1900
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateApr 28, 2026
Property Address10297 SMITH RD, UNION PIER, MI 49129-9457
Document Number0000459565
Book / Page3476 / 240
Instrument DateApr 24, 2026
Instrument2026459565
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyMTC

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNew Buffalo Township
Unified School DistrictNew Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$536,800 (+1.44%)$1,073,600 (+1.44%)
2025$4,512.00 (+2.64%) Homeowner's exemption$529,200 (+35.69%)$1,058,400 (+35.69%)
2024$4,396.00 (+8.68%)
2023$390,000$780,000
2022$4,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHIKAMING TOWNSHIP
serves 2,825 people · EPA ID MI0001400
Water SourcePurchased surface water from LAKE CHARTER TOWNSHIP
Last State InspectionJun 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

Nearby Streets

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